Compare Today’s Mortgage Rates for Amador City, California
Pureloan searches mortgage lenders and major banks in Amador City, California 95601 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,943 or $39 / month is expected in Amador City and other areas of Amador county.
Pureloan’s search engine explores all home mortgage options in Amador City, California 95601, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Amador City, California 95601
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Amador City, CA 95601, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Amador City, California 95601 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Amador City, California and around Amador county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Amador City, California 95601
If you’re looking to buy a new home in Amador City, we have compiled a list of the leading mortgage brokers around Amador City, California 95601 to help you with your search.
Name
Address
Contact
California Central Financial Group
5013 Portia Ct
Carmichael CA 95601
(916) 569-1800
http://www.cchomeloans.com
Rc Lending
6617 Madison Ave
Carmichael CA 95601
(916) 550-9230
Emerica Capital Corporation
7901 Fair Oaks Blvd
Carmichael CA 95601
(916) 671-1238
Check 'n Go
4141 Manzanita Ave
Carmichael CA 95601
(916) 575-1313
comments@checkngo.com
Midas Financial Group
8300 Fair Oaks Blvd
Carmichael CA 95601
(916) 944-3065
info@midas-financial.com
Address
5013 Portia Ct
Carmichael CA
Contact
(916) 569-1800
http://www.cchomeloans.com
Address
6617 Madison Ave
Carmichael CA
Contact
(916) 550-9230
Address
7901 Fair Oaks Blvd
Carmichael CA
Contact
(916) 671-1238