Compare Today’s Mortgage Rates for Amador City, California

Pureloan searches mortgage lenders and major banks in Amador City, California 95601 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,943 or $39 / month is expected in Amador City and other areas of Amador county.

Pureloan’s search engine explores all home mortgage options in Amador City, California 95601, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Amador City, California 95601

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Amador City, CA 95601, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Amador City, California 95601 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Amador City, California and around Amador county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Amador City, California 95601

If you’re looking to buy a new home in Amador City, we have compiled a list of the leading mortgage brokers around Amador City, California 95601 to help you with your search.

Name
Address
Contact

California Central Financial Group

5013 Portia Ct

Carmichael CA 95601

(916) 569-1800

http://www.cchomeloans.com

Rc Lending

6617 Madison Ave

Carmichael CA 95601

(916) 550-9230

Emerica Capital Corporation

7901 Fair Oaks Blvd

Carmichael CA 95601

(916) 671-1238

Check 'n Go

4141 Manzanita Ave

Carmichael CA 95601

(916) 575-1313

comments@checkngo.com

Midas Financial Group

8300 Fair Oaks Blvd

Carmichael CA 95601

(916) 944-3065

info@midas-financial.com

Address

5013 Portia Ct

Carmichael CA

Contact

(916) 569-1800

http://www.cchomeloans.com

Address

6617 Madison Ave

Carmichael CA

Contact

(916) 550-9230

Address

7901 Fair Oaks Blvd

Carmichael CA

Contact

(916) 671-1238

News on Mortgages and Reverse Mortgages for Amador City, California 95601