Compare Today’s Mortgage Rates for Angels Camp, California
Pureloan searches mortgage lenders and major banks in Angels Camp, California 95222 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,266 or $23 / month is expected in Angels Camp and other areas of Calaveras county.
Pureloan’s search engine explores all home mortgage options in Angels Camp, California 95222, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Angels Camp, California 95222
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Angels Camp, CA
To forecast and predict mortgage rates in Angels Camp, CA 95222, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Angels Camp, California 95222 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Angels Camp, California and around Calaveras county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Angels Camp, California 95222
If you’re looking to buy a new home in Angels Camp, we have compiled a list of the leading mortgage brokers around Angels Camp, California 95222 to help you with your search.
Name
Address
Contact
Highland Financial Co.
1289 S Main St
Angels Camp CA 95222
(209) 728-8090
http://www.highlandfinancialco.com/
Academy Mortgage - Angels Camp
1211 S Main St
Angels Camp CA 95222
(209) 890-7878
contact@academymortgage.com
Priority Realtors
701 Selkirk Ranch Rd
Angels Camp CA 95222
(209) 736-5800
info@priorityrealtors.com
Mitus Mortgage
728 Highway 4
Arnold CA 95222
(209) 795-4700
money@mitusmortgage.com
Gold Country Lending
1014 Highway 4
Arnold CA 95222
(209) 795-9282
Address
1289 S Main St
Angels Camp CA
Contact
(209) 728-8090
http://www.highlandfinancialco.com/
Address
1211 S Main St
Angels Camp CA
Contact
(209) 890-7878
contact@academymortgage.com
Address
701 Selkirk Ranch Rd
Angels Camp CA
Contact
(209) 736-5800
info@priorityrealtors.com