Compare Today’s Mortgage Rates for Aptos, California

Pureloan searches mortgage lenders and major banks in Aptos, California 95003 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $141,974 or $394 / month is expected in Aptos and other areas of Santa Cruz county.

Pureloan’s search engine explores all home mortgage options in Aptos, California 95003, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Aptos, California 95003

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Aptos, CA 95003, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Aptos, California 95003 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Aptos, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Aptos, California 95003

If you’re looking to buy a new home in Aptos, we have compiled a list of the leading mortgage brokers around Aptos, California 95003 to help you with your search.

Name
Address
Contact

Ash Realty

9515 Soquel Dr

Aptos CA 95003

(831) 688-4748

D & A Intermediate-Term Mtg

631 Quail Run Rd

Aptos CA 95003

(831) 688-8341

Princeton Capital

7979 Soquel Dr

Aptos CA 95003

(831) 662-6591

P C Home Loans

128 Victoria Ln

Aptos CA 95003

(831) 662-0559

http://www.pchomeloans.com

Americas Home Loans

7605 Old Dominion Ct

Aptos CA 95003

(831) 662-3231

Address

9515 Soquel Dr

Aptos CA

Contact

(831) 688-4748

Address

631 Quail Run Rd

Aptos CA

Contact

(831) 688-8341

Address

7979 Soquel Dr

Aptos CA

Contact

(831) 662-6591

News on Mortgages and Reverse Mortgages for Aptos, California 95003