Compare Today’s Mortgage Rates for Arcata, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Arcata, California 95518. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,103 or $34 / month in Arcata and other areas of Humboldt county.

Our search engine explores all home mortgage options in Arcata, California 95518, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Arcata, California 95518

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Arcata, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Arcata, CA 95518, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Arcata, CA

Historical Mortgage Rates for Arcata, California 95518 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Arcata, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Arcata, California 95518

If you’re looking to buy a new home in Arcata, we have compiled a list of the leading mortgage brokers around Arcata, California 95518 to help you with your search.

Name
Address
Contact

Realty World Selzer Home Loans

1300 G St

Arcata CA 95518

(707) 826-2078

http://realtyworld.com

Wells Fargo Home Mortgage

944 H St

Arcata CA 95518

(707) 822-0743

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

1103 G St

Arcata CA 95518

(707) 822-5976

http://www.wellsfargo.com/mortgage/

Allied Cash Advance

600 F St

Arcata CA 95518

(707) 826-9704

http://www.alliedloanstore.com

Vaissade Mortgage Company

400 G St

Arcata CA 95518

(707) 822-8700

julie@valssademortgage.com

Address

1300 G St

Arcata CA

Contact

(707) 826-2078

http://realtyworld.com

Address

944 H St

Arcata CA

Contact

(707) 822-0743

http://www.wellsfargo.com/mortgage/

Address

1103 G St

Arcata CA

Contact

(707) 822-5976

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Arcata, California 95518