Compare Today’s Mortgage Rates for Aromas, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Aromas, California 95004. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $29,177 or $81 / month in Aromas and surrounding areas of Monterey county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Aromas, California 95004.

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Summary of Average Mortgage Terms in Aromas, California 95004

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Aromas, CA 95004, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Aromas, California 95004 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Aromas, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Aromas, California 95004

If you’re looking to buy a new home in Aromas, we have compiled a list of the leading mortgage brokers around Aromas, California 95004 to help you with your search.

Name
Address
Contact

Bankers Network Corporation

1875 S Bascom Ave

Campbell CA 95004

(408) 879-9000

sshariat@calhomeloans.com

Turnkey Mortgage Solutions

2542 S Bascom Ave

Campbell CA 95004

(408) 377-8876

mike@turnkeyms.com

101 Loan

1475 S Bascom Ave

Campbell CA 95004

(408) 377-4123

rob@101loan.com

Santa Clara Partners MTG Corporation

2105 S Bascom Ave

Campbell CA 95004

(408) 257-9840

http://www.partnersmortgage.com/

Heritage Realty Management

51 E Campbell Ave

Campbell CA 95004

(408) 376-5000

info@hvapts.com

Address

1875 S Bascom Ave

Campbell CA

Contact

(408) 879-9000

sshariat@calhomeloans.com

Address

2542 S Bascom Ave

Campbell CA

Contact

(408) 377-8876

mike@turnkeyms.com

Address

1475 S Bascom Ave

Campbell CA

Contact

(408) 377-4123

rob@101loan.com

News on Mortgages and Reverse Mortgages for Aromas, California 95004