Compare Today’s Mortgage Rates for Arroyo Grande, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Arroyo Grande, California 93421. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $29,177 or $81 / month in Arroyo Grande and other areas of San Luis Obispo county.

Our search engine explores all home mortgage options in Arroyo Grande, California 93421, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Arroyo Grande, California 93421

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Arroyo Grande, CA 93421, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Arroyo Grande, California 93421 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Arroyo Grande, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Arroyo Grande, California 93421

If you’re looking to buy a new home in Arroyo Grande, we have compiled a list of the leading mortgage brokers around Arroyo Grande, California 93421 to help you with your search.

Name
Address
Contact

PMAC Lending Service

210 Traffic Way

Arroyo Grande CA 93421

(805) 481-7967

Farm Credit Services

111 S Mason St

Arroyo Grande CA 93421

(805) 481-5900

Blue Sky Mortgage Company

133 Bridge St

Arroyo Grande CA 93421

(805) 474-1333

Wells Fargo Home Mortgage

715 E Grand Ave

Arroyo Grande CA 93421

(805) 473-6555

http://www.wellsfargo.com/mortgage/

Farm Credit West

111 S Mason St

Arroyo Grande CA 93421

(805) 481-5900

http://www.centralcoastfarmcredit.com

Address

210 Traffic Way

Arroyo Grande CA

Contact

(805) 481-7967

Address

111 S Mason St

Arroyo Grande CA

Contact

(805) 481-5900

Address

133 Bridge St

Arroyo Grande CA

Contact

(805) 474-1333

News on Mortgages and Reverse Mortgages for Arroyo Grande, California 93421