Compare Today’s Mortgage Rates for Atascadero, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Atascadero, California 93423. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $23,628 or $66 / month in Atascadero and surrounding areas of San Luis Obispo county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Atascadero, California 93423.

No suitable program is found

Summary of Average Mortgage Terms in Atascadero, California 93423

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Atascadero, CA 93423, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Atascadero, California 93423 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Atascadero, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Atascadero, California 93423

If you’re looking to buy a new home in Atascadero, we have compiled a list of the leading mortgage brokers around Atascadero, California 93423 to help you with your search.

Name
Address
Contact

Mortgage House

6575 Morro Rd

Atascadero CA 93423

(805) 227-1510

http://www.themortgagehouse.com/

Tharter Funding Mortgage Bank

4555 El Camino Real

Atascadero CA 93423

(805) 466-0920

Sunrise Realty

9965 El Camino Real

Atascadero CA 93423

(805) 461-8100

http://erasunriserealty.com

Stinchfield Financial Service

7350 El Camino Real

Atascadero CA 93423

(805) 466-0111

Diversified Mortgage

8844 Morro Rd

Atascadero CA 93423

(805) 466-2075

http://www.simplehomelending.com/

Address

6575 Morro Rd

Atascadero CA

Contact

(805) 227-1510

http://www.themortgagehouse.com/

Address

4555 El Camino Real

Atascadero CA

Contact

(805) 466-0920

Address

9965 El Camino Real

Atascadero CA

Contact

(805) 461-8100

http://erasunriserealty.com

News on Mortgages and Reverse Mortgages for Atascadero, California 93423