Compare Today’s Mortgage Rates for Atwater, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Atwater, California 95301. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,596 or $27 / month in Atwater and other areas of Merced county.

Our search engine explores all home mortgage options in Atwater, California 95301, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Atwater, California 95301

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Atwater, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Atwater, CA 95301, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Atwater, CA

Historical Mortgage Rates for Atwater, California 95301 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Atwater, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Atwater, California 95301

If you’re looking to buy a new home in Atwater, we have compiled a list of the leading mortgage brokers around Atwater, California 95301 to help you with your search.

Name
Address
Contact

Bell Financial Service

1251 Grove Ave

Atwater CA 95301

(209) 356-0649

Primary Residental Mortgage

2554 Alabama St

Atwater CA 95301

(209) 812-4768

http://primaryresidentialmortgage.com

Central Valley Pacific Mortgage

1169 Broadway Ave

Atwater CA 95301

(209) 357-7000

http://www.apmmerced.com

Check 'n Go

1139 Bellevue Rd

Atwater CA 95301

(209) 357-5527

comments@checkngo.com

Ace Cash Express

1661 Bellevue Rd

Atwater CA 95301

(209) 358-2084

customerservice@acecashexpress.com

Address

1251 Grove Ave

Atwater CA

Contact

(209) 356-0649

Address

2554 Alabama St

Atwater CA

Contact

(209) 812-4768

http://primaryresidentialmortgage.com

Address

1169 Broadway Ave

Atwater CA

Contact

(209) 357-7000

http://www.apmmerced.com

News on Mortgages and Reverse Mortgages for Atwater, California 95301