Compare Today’s Mortgage Rates for Atwater, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Atwater, California 95301. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,790 or $30 / month in Atwater and other areas of Merced county.
Our search engine explores all home mortgage options in Atwater, California 95301, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Atwater, California 95301


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Atwater, CA 95301, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Atwater, California 95301 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Atwater, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
% 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
% First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Atwater, California 95301
If you’re looking to buy a new home in Atwater, we have compiled a list of the leading mortgage brokers around Atwater, California 95301 to help you with your search.
Bell Financial Service
1251 Grove Ave
Atwater CA 95301
(209) 356-0649
Primary Residental Mortgage
2554 Alabama St
Atwater CA 95301
(209) 812-4768
http://primaryresidentialmortgage.com
Central Valley Pacific Mortgage
1169 Broadway Ave
Atwater CA 95301
(209) 357-7000
http://www.apmmerced.com
Check 'n Go
1139 Bellevue Rd
Atwater CA 95301
(209) 357-5527
comments@checkngo.com
Ace Cash Express
1661 Bellevue Rd
Atwater CA 95301
(209) 358-2084
customerservice@acecashexpress.com
Address
1251 Grove Ave
Atwater CA
Contact
(209) 356-0649
Address
2554 Alabama St
Atwater CA
Contact
(209) 812-4768
http://primaryresidentialmortgage.com
Address
1169 Broadway Ave
Atwater CA
Contact
(209) 357-7000
http://www.apmmerced.com