Compare Today’s Mortgage Rates for Avery, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Avery, California 95224. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $11,589 or $32 / month in Avery and other areas of Calaveras county.
Our search engine explores all home mortgage options in Avery, California 95224, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Avery, California 95224
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Avery, CA 95224, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Avery, California 95224 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Avery, California and around Calaveras county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Avery, California 95224
If you’re looking to buy a new home in Avery, we have compiled a list of the leading mortgage brokers around Avery, California 95224 to help you with your search.
Name
Address
Contact
Brown Doug
4502 Highway 4
Avery CA 95224
(209) 795-2340
C P Financial Services
4502 Highway 4
Avery CA 95224
(209) 795-2340
mail@cpfin.com
Priority Realtors
701 Selkirk Ranch Rd
Angels Camp CA 95224
(209) 736-5800
info@priorityrealtors.com
Academy Mortgage - Angels Camp
1211 S Main St
Angels Camp CA 95224
(209) 890-7878
contact@academymortgage.com
Highland Financial Co.
1289 S Main St
Angels Camp CA 95224
(209) 728-8090
http://www.highlandfinancialco.com/
Address
4502 Highway 4
Avery CA
Contact
(209) 795-2340
Address
4502 Highway 4
Avery CA
Contact
(209) 795-2340
mail@cpfin.com
Address
701 Selkirk Ranch Rd
Angels Camp CA
Contact
(209) 736-5800
info@priorityrealtors.com