Compare Today’s Mortgage Rates for Avila Beach, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Avila Beach, California 93424. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $149,446 or $415 / month in Avila Beach and other areas of San Luis Obispo county.

Our search engine explores all home mortgage options in Avila Beach, California 93424, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Avila Beach, California 93424

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Avila Beach, CA 93424, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Avila Beach, California 93424 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Avila Beach, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Avila Beach, California 93424

If you’re looking to buy a new home in Avila Beach, we have compiled a list of the leading mortgage brokers around Avila Beach, California 93424 to help you with your search.

Name
Address
Contact

Keller Financial Services

6613 Bay Laurel Pl

San Luis Obispo CA 93424

(805) 595-2352

Reverse Mortgages

8707 Casanova Rd

Atascadero CA 93424

(805) 441-8916

Colony Mortgage

5365 El Camino Real

Atascadero CA 93424

(805) 466-3598

cyndi@colony-mortgage.com

Check 'n Go

4000 El Camino Real

Atascadero CA 93424

(805) 462-8860

comments@checkngo.com

Diversified Mortgage

8844 Morro Rd

Atascadero CA 93424

(805) 466-2075

http://www.simplehomelending.com/

Address

6613 Bay Laurel Pl

San Luis Obispo CA

Contact

(805) 595-2352

Address

8707 Casanova Rd

Atascadero CA

Contact

(805) 441-8916

Address

5365 El Camino Real

Atascadero CA

Contact

(805) 466-3598

cyndi@colony-mortgage.com

News on Mortgages and Reverse Mortgages for Avila Beach, California 93424