Compare Today’s Mortgage Rates for Baker, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Baker, California 92309. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,653 or $16 / month in Baker and surrounding areas of San Bernardino county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Baker, California 92309.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Baker, California 92309

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Baker, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Baker, CA 92309, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Baker, CA

Historical Mortgage Rates for Baker, California 92309 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Baker, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Baker, California 92309

If you’re looking to buy a new home in Baker, we have compiled a list of the leading mortgage brokers around Baker, California 92309 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

42170 Big Bear Blvd

Big Bear Lake CA 92309

(800) 827-2897

http://www.wellsfargo.com/mortgage/

Golden Empire Mortgage

420 Barstow Rd

Barstow CA 92309

(760) 256-3593

tsilva@gemcorp.com

Summer Realty & Loan

11710 Cedar Ave

Bloomington CA 92309

(909) 874-4767

Capital 1 Mortgage

18153 Randall Ave

Bloomington CA 92309

(909) 355-4400

isaac2345fernandez@yahoo.com

Ameri Pro

19080 Valley Blvd

Bloomington CA 92309

(909) 421-1487

Address

42170 Big Bear Blvd

Big Bear Lake CA

Contact

(800) 827-2897

http://www.wellsfargo.com/mortgage/

Address

420 Barstow Rd

Barstow CA

Contact

(760) 256-3593

tsilva@gemcorp.com

Address

11710 Cedar Ave

Bloomington CA

Contact

(909) 874-4767

News on Mortgages and Reverse Mortgages for Baker, California 92309