Compare Today’s Mortgage Rates for Bakersfield, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Bakersfield, California 93390. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $13,242 or $37 / month in Bakersfield and surrounding areas of Kern county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Bakersfield, California 93390.

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Summary of Average Mortgage Terms in Bakersfield, California 93390

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Bakersfield, California 93390 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Bakersfield, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bakersfield, California 93390

If you’re looking to buy a new home in Bakersfield, we have compiled a list of the leading mortgage brokers around Bakersfield, California 93390 to help you with your search.

Name
Address
Contact

All Credit Mortgage

7702 Meany Ave

Bakersfield CA 93390

(661) 588-7800

Homestead Real Estate

7440 Meany Ave

Bakersfield CA 93390

(661) 587-9100

All Credit Mortgage

4015 Coffee Rd

Bakersfield CA 93390

(661) 588-7800

Tracy Frith

3977 Coffee Rd

Bakersfield CA 93390

(661) 472-0932

http://www.bakersfieldreversemortgage.com/

Local Lending

3500 Coffee Rd

Bakersfield CA 93390

(661) 716-1260

gmco53@clippintheriver.com

Address

7702 Meany Ave

Bakersfield CA

Contact

(661) 588-7800

Address

7440 Meany Ave

Bakersfield CA

Contact

(661) 587-9100

Address

4015 Coffee Rd

Bakersfield CA

Contact

(661) 588-7800

News on Mortgages and Reverse Mortgages for Bakersfield, California 93390