Compare Today’s Mortgage Rates for Bakersfield, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Bakersfield, California 93387. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,610 or $24 / month in Bakersfield and other areas of Kern county.

Our search engine explores all home mortgage options in Bakersfield, California 93387, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Bakersfield, California 93387

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Bakersfield, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bakersfield, CA 93387, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Bakersfield, CA

Historical Mortgage Rates for Bakersfield, California 93387 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Bakersfield, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bakersfield, California 93387

If you’re looking to buy a new home in Bakersfield, we have compiled a list of the leading mortgage brokers around Bakersfield, California 93387 to help you with your search.

Name
Address
Contact

Central Mortgage

7800 Selkirk Dr

Bakersfield CA 93387

(661) 833-3474

bdiaz@centmtg.com

Avalos Notary

16433 Blake Island Ct

Bakersfield CA 93387

(661) 378-8307

Credit Star Financial

13102 Cheyenne Mountain Dr

Bakersfield CA 93387

(661) 374-0523

creditstar@hotmail.com

Best Valley Loans

2105 Edison Hwy

Bakersfield CA 93387

(661) 852-0721

Reverse Mortgage Kern County

4101 Union Ave

Bakersfield CA 93387

(661) 334-3050

Address

7800 Selkirk Dr

Bakersfield CA

Contact

(661) 833-3474

bdiaz@centmtg.com

Address

16433 Blake Island Ct

Bakersfield CA

Contact

(661) 378-8307

Address

13102 Cheyenne Mountain Dr

Bakersfield CA

Contact

(661) 374-0523

creditstar@hotmail.com

News on Mortgages and Reverse Mortgages for Bakersfield, California 93387