Compare Today’s Mortgage Rates in Bakersfield, California 93307
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Bakersfield, California 93307.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,947 over the lifetime of your 30-year fixed loan, or a monthly savings of $28 in Bakersfield and other areas of Kern county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Bakersfield, California 93307
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Interactive Mortgage Rate Projections for Bakersfield, California 93307
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bakersfield, CA 93307. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bakersfield, California 93307 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bakersfield, California and around Kern county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Bakersfield, California 93307
For those searching for a new home in Bakersfield, we have compiled a list of the top mortgage brokers located in and around Bakersfield, California 93307 to assist you with your search.
Central Mortgage
7800 Selkirk Dr
Bakersfield CA 93307
(661) 833-3474
bdiaz@centmtg.com
Avalos Notary
16433 Blake Island Ct
Bakersfield CA 93307
(661) 378-8307
Credit Star Financial
13102 Cheyenne Mountain Dr
Bakersfield CA 93307
(661) 374-0523
creditstar@hotmail.com
Best Valley Loans
2105 Edison Hwy
Bakersfield CA 93307
(661) 852-0721
Reverse Mortgage Kern County
4101 Union Ave
Bakersfield CA 93307
(661) 334-3050
Address
7800 Selkirk Dr
Bakersfield CA
Contact
(661) 833-3474
bdiaz@centmtg.com
Address
16433 Blake Island Ct
Bakersfield CA
Contact
(661) 378-8307
Address
13102 Cheyenne Mountain Dr
Bakersfield CA
Contact
(661) 374-0523
creditstar@hotmail.com