Compare Today’s Mortgage Rates for Ballico, California

Pureloan searches mortgage lenders and major banks in Ballico, California 95303 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,875 or $39 / month is expected in Ballico and other areas of Merced county.

Pureloan’s search engine explores all home mortgage options in Ballico, California 95303, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ballico, California 95303

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ballico, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ballico, CA 95303, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ballico, CA

Historical Mortgage Rates for Ballico, California 95303 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ballico, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ballico, California 95303

If you’re looking to buy a new home in Ballico, we have compiled a list of the leading mortgage brokers around Ballico, California 95303 to help you with your search.

Name
Address
Contact

Americas Lender

3641 Mitchell Rd

Ceres CA 95303

(209) 538-6974

Atms Of America

1821 Mitchell Rd

Ceres CA 95303

(209) 537-7461

Ace Cash Express

2517 Mitchell Rd

Ceres CA 95303

(209) 537-6900

customerservice@acecashexpress.com

Fast Auto & Payday Loans

2913 E Whitmore Ave

Ceres CA 95303

(209) 531-1616

lewisloancompany@yahoo.com

Allied Cash Advance

1515 Mitchell Rd

Ceres CA 95303

(209) 531-2300

customerservice@alliedcash.com

Address

3641 Mitchell Rd

Ceres CA

Contact

(209) 538-6974

Address

1821 Mitchell Rd

Ceres CA

Contact

(209) 537-7461

Address

2517 Mitchell Rd

Ceres CA

Contact

(209) 537-6900

customerservice@acecashexpress.com

News on Mortgages and Reverse Mortgages for Ballico, California 95303