Compare Today’s Mortgage Rates in Ballico, California 95303
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Ballico, California 95303.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $14,144 over the lifetime of your 30-year fixed loan, or a monthly savings of $39 in Ballico and other areas of Merced county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Ballico, California 95303
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ballico, California 95303
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ballico, CA 95303. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ballico, California 95303 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ballico, California and around Merced county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Ballico, California 95303
For those searching for a new home in Ballico, we have compiled a list of the top mortgage brokers located in and around Ballico, California 95303 to assist you with your search.
Name
Address
Contact
Americas Lender
3641 Mitchell Rd
Ceres CA 95303
(209) 538-6974
Atms Of America
1821 Mitchell Rd
Ceres CA 95303
(209) 537-7461
Ace Cash Express
2517 Mitchell Rd
Ceres CA 95303
(209) 537-6900
customerservice@acecashexpress.com
Fast Auto & Payday Loans
2913 E Whitmore Ave
Ceres CA 95303
(209) 531-1616
lewisloancompany@yahoo.com
Allied Cash Advance
1515 Mitchell Rd
Ceres CA 95303
(209) 531-2300
customerservice@alliedcash.com
Address
3641 Mitchell Rd
Ceres CA
Contact
(209) 538-6974
Address
1821 Mitchell Rd
Ceres CA
Contact
(209) 537-7461
Address
2517 Mitchell Rd
Ceres CA
Contact
(209) 537-6900
customerservice@acecashexpress.com