Compare Today’s Mortgage Rates for Bayside, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Bayside, California 95524. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $21,904 or $61 / month in Bayside and other areas of Humboldt county.

Our search engine explores all home mortgage options in Bayside, California 95524, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Bayside, California 95524

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bayside, CA 95524, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Bayside, California 95524 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Bayside, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bayside, California 95524

If you’re looking to buy a new home in Bayside, we have compiled a list of the leading mortgage brokers around Bayside, California 95524 to help you with your search.

Name
Address
Contact

Mortgageuplink Com

61 Roberts Heights Ln

Bayside CA 95524

(707) 822-2245

http://mortgageuplink.com

Bailey Rick

934 H St

Arcata CA 95524

(707) 822-9294

sbaileymtg@sbcglobal.net

Mortgage Unlimited

934 H St

Arcata CA 95524

(707) 822-9294

richard@mortgagesunlimited1.com

Vaissade Mortgage Company

655 F St

Arcata CA 95524

(707) 822-8700

julie@vaissademortgage.com

Arcata Economic Development

100 Ericson Ct

Arcata CA 95524

(707) 822-4616

mschmit@humboldt1.com

Address

61 Roberts Heights Ln

Bayside CA

Contact

(707) 822-2245

http://mortgageuplink.com

Address

934 H St

Arcata CA

Contact

(707) 822-9294

sbaileymtg@sbcglobal.net

Address

934 H St

Arcata CA

Contact

(707) 822-9294

richard@mortgagesunlimited1.com

News on Mortgages and Reverse Mortgages for Bayside, California 95524