Compare Today’s Mortgage Rates for Ben Lomond, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ben Lomond, California 95005. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $26,526 or $74 / month in Ben Lomond and other areas of Santa Cruz county.

Our search engine explores all home mortgage options in Ben Lomond, California 95005, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ben Lomond, California 95005

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ben Lomond, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ben Lomond, CA 95005, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ben Lomond, CA

Historical Mortgage Rates for Ben Lomond, California 95005 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ben Lomond, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ben Lomond, California 95005

If you’re looking to buy a new home in Ben Lomond, we have compiled a list of the leading mortgage brokers around Ben Lomond, California 95005 to help you with your search.

Name
Address
Contact

Opes Advisors

19330 Stevens Creek Blvd

Cupertino CA 95005

(408) 831-5000

marketing@opesadvisors.com

Granite Financial

21627 Stevens Creek Blvd

Cupertino CA 95005

(408) 257-1681

w_n@sashomeoffice.com

Best Financial & Management Co.

1601 S De Anza Blvd

Cupertino CA 95005

(408) 366-0628

http://www.supremeloans.com

Pacific Lynx Mortgage

19200 Stevens Creek Blvd

Cupertino CA 95005

(408) 255-3600

durandd@ix.netcom.com

Vijay Grover

1601 S De Anza Blvd

Cupertino CA 95005

(510) 378-7547

http://www.mikasafunding.com/

Address

19330 Stevens Creek Blvd

Cupertino CA

Contact

(408) 831-5000

marketing@opesadvisors.com

Address

21627 Stevens Creek Blvd

Cupertino CA

Contact

(408) 257-1681

w_n@sashomeoffice.com

Address

1601 S De Anza Blvd

Cupertino CA

Contact

(408) 366-0628

http://www.supremeloans.com

News on Mortgages and Reverse Mortgages for Ben Lomond, California 95005