Compare Today’s Mortgage Rates for Benicia, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Benicia, California 94510. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $154,526 or $429 / month in Benicia and surrounding areas of Solano county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Benicia, California 94510.
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Summary of Average Mortgage Terms in Benicia, California 94510
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Benicia, CA 94510, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Benicia, California 94510 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Benicia, California and around Solano county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Benicia, California 94510
If you’re looking to buy a new home in Benicia, we have compiled a list of the leading mortgage brokers around Benicia, California 94510 to help you with your search.
Name
Address
Contact
Friary Funding
1725 Ellie Ct
Benicia CA 94510
(707) 747-9050
Wells Fargo Home Mortgage
801 1st St
Benicia CA 94510
(707) 747-1621
http://www.wellsfargo.com/mortgage/
Mortgage Solutions
801 1st St
Benicia CA 94510
(707) 747-7747
turnkeycap@aol.com
1st Mortgage Corporation
1021 1st St
Benicia CA 94510
(707) 745-5510
Stepping Stone Mortgage
869 Corcoran Ct
Benicia CA 94510
(707) 748-7373
http://steppingstonemortgage.com
Address
1725 Ellie Ct
Benicia CA
Contact
(707) 747-9050
Address
801 1st St
Benicia CA
Contact
(707) 747-1621
http://www.wellsfargo.com/mortgage/
Address
801 1st St
Benicia CA
Contact
(707) 747-7747
turnkeycap@aol.com