Compare Today’s Mortgage Rates for Big Bear Lake, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Big Bear Lake, California 92315. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,764 or $41 / month in Big Bear Lake and surrounding areas of San Bernardino county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Big Bear Lake, California 92315.
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Summary of Average Mortgage Terms in Big Bear Lake, California 92315
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Big Bear Lake, CA 92315, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Big Bear Lake, California 92315 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Big Bear Lake, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Big Bear Lake, California 92315
If you’re looking to buy a new home in Big Bear Lake, we have compiled a list of the leading mortgage brokers around Big Bear Lake, California 92315 to help you with your search.
Name
Address
Contact
Countrywide Home Loans
40712 Village Dr
Big Bear Lake CA 92315
(909) 866-0860
http://www.countrywide.com
Proficio Mortgage Venture
41647 Big Bear Blvd
Big Bear Lake CA 92315
(909) 366-0520
Professional Financial Solutions
41619 Big Bear Blvd
Big Bear Lake CA 92315
(909) 866-6856
Wells Fargo Home Mortgage
41647 Big Bear Blvd
Big Bear Lake CA 92315
(909) 866-8877
http://www.wellsfargo.com/mortgage/
Security Pacific Mortgage
42149 Big Bear Blvd
Big Bear Lake CA 92315
(909) 866-0727
http://www.bigbearproperties.com
Address
40712 Village Dr
Big Bear Lake CA
Contact
(909) 866-0860
http://www.countrywide.com
Address
41647 Big Bear Blvd
Big Bear Lake CA
Contact
(909) 366-0520
Address
41619 Big Bear Blvd
Big Bear Lake CA
Contact
(909) 866-6856