Compare Today’s Mortgage Rates for Big Oak Flat, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Big Oak Flat, California 95305. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,947 or $25 / month in Big Oak Flat and other areas of Tuolumne county.

Our search engine explores all home mortgage options in Big Oak Flat, California 95305, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Big Oak Flat, California 95305

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Big Oak Flat, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Big Oak Flat, CA 95305, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Big Oak Flat, CA

Historical Mortgage Rates for Big Oak Flat, California 95305 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Big Oak Flat, California and around Tuolumne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Big Oak Flat, California 95305

If you’re looking to buy a new home in Big Oak Flat, we have compiled a list of the leading mortgage brokers around Big Oak Flat, California 95305 to help you with your search.

Name
Address
Contact

Hi-Tek Real Estate & Home Loans

155 Darcy Pkwy

Lathrop CA 95305

(209) 858-5700

Louis Iva

121 Rue De Yoe

Modesto CA 95305

(209) 846-9273

Firstcal Mortgage Company

3224 McHenry Ave

Modesto CA 95305

(209) 765-5115

Carrollton Mortgage Co.

121 E Orangeburg Ave

Modesto CA 95305

(209) 526-6200

http://www.Reverseme.com

Household Finance

2225 Plaza Pkwy

Modesto CA 95305

(209) 524-3121

http://www.household.com

Address

155 Darcy Pkwy

Lathrop CA

Contact

(209) 858-5700

Address

121 Rue De Yoe

Modesto CA

Contact

(209) 846-9273

Address

3224 McHenry Ave

Modesto CA

Contact

(209) 765-5115

News on Mortgages and Reverse Mortgages for Big Oak Flat, California 95305