Compare Today’s Mortgage Rates for Borrego Springs, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Borrego Springs, California 92004. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,606 or $21 / month in Borrego Springs and surrounding areas of San Diego county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Borrego Springs, California 92004.

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Summary of Average Mortgage Terms in Borrego Springs, California 92004

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Borrego Springs, CA 92004, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Borrego Springs, California 92004 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Borrego Springs, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Borrego Springs, California 92004

If you’re looking to buy a new home in Borrego Springs, we have compiled a list of the leading mortgage brokers around Borrego Springs, California 92004 to help you with your search.

Name
Address
Contact

Borrego Vistas Realty

860 Palm Canyon Dr

Borrego Springs CA 92004

(760) 767-3000

Blackstone Financial

2173 Salk Ave

Carlsbad CA 92004

(760) 635-0552

blackstonefinancialinc@gmail.com

Watersohn Companies

5780 Fleet St

Carlsbad CA 92004

(760) 476-2745

http://watersohn.com

Home Loans

3081 Madison St

Carlsbad CA 92004

(760) 434-5373

http://www.loanstarfinancial.com

PBS Mortgage

2928 Jefferson St

Carlsbad CA 92004

(760) 434-4346

Address

860 Palm Canyon Dr

Borrego Springs CA

Contact

(760) 767-3000

Address

2173 Salk Ave

Carlsbad CA

Contact

(760) 635-0552

blackstonefinancialinc@gmail.com

Address

5780 Fleet St

Carlsbad CA

Contact

(760) 476-2745

http://watersohn.com

News on Mortgages and Reverse Mortgages for Borrego Springs, California 92004