Compare Today’s Mortgage Rates for Boulder Creek, California

Pureloan searches mortgage lenders and major banks in Boulder Creek, California 95006 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $22,939 or $64 / month is expected in Boulder Creek and other areas of Santa Cruz county.

Pureloan’s search engine explores all home mortgage options in Boulder Creek, California 95006, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Boulder Creek, California 95006

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Boulder Creek, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Boulder Creek, CA 95006, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Boulder Creek, CA

Historical Mortgage Rates for Boulder Creek, California 95006 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Boulder Creek, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Boulder Creek, California 95006

If you’re looking to buy a new home in Boulder Creek, we have compiled a list of the leading mortgage brokers around Boulder Creek, California 95006 to help you with your search.

Name
Address
Contact

Opes Advisors

19330 Stevens Creek Blvd

Cupertino CA 95006

(408) 831-5000

marketing@opesadvisors.com

Granite Financial

21627 Stevens Creek Blvd

Cupertino CA 95006

(408) 257-1681

w_n@sashomeoffice.com

Best Financial & Management Co.

1601 S De Anza Blvd

Cupertino CA 95006

(408) 366-0628

http://www.supremeloans.com

Pacific Lynx Mortgage

19200 Stevens Creek Blvd

Cupertino CA 95006

(408) 255-3600

durandd@ix.netcom.com

Vijay Grover

1601 S De Anza Blvd

Cupertino CA 95006

(510) 378-7547

http://www.mikasafunding.com/

Address

19330 Stevens Creek Blvd

Cupertino CA

Contact

(408) 831-5000

marketing@opesadvisors.com

Address

21627 Stevens Creek Blvd

Cupertino CA

Contact

(408) 257-1681

w_n@sashomeoffice.com

Address

1601 S De Anza Blvd

Cupertino CA

Contact

(408) 366-0628

http://www.supremeloans.com

News on Mortgages and Reverse Mortgages for Boulder Creek, California 95006