Compare Today’s Mortgage Rates for Boulder Creek, California
Pureloan searches mortgage lenders and major banks in Boulder Creek, California 95006 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $27,065 or $75 / month is expected in Boulder Creek and other areas of Santa Cruz county.
Pureloan’s search engine explores all home mortgage options in Boulder Creek, California 95006, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Boulder Creek, California 95006


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Boulder Creek, CA 95006, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Boulder Creek, California 95006 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Boulder Creek, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
% 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
% First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Boulder Creek, California 95006
If you’re looking to buy a new home in Boulder Creek, we have compiled a list of the leading mortgage brokers around Boulder Creek, California 95006 to help you with your search.
Opes Advisors
19330 Stevens Creek Blvd
Cupertino CA 95006
(408) 831-5000
marketing@opesadvisors.com
Granite Financial
21627 Stevens Creek Blvd
Cupertino CA 95006
(408) 257-1681
w_n@sashomeoffice.com
Best Financial & Management Co.
1601 S De Anza Blvd
Cupertino CA 95006
(408) 366-0628
http://www.supremeloans.com
Pacific Lynx Mortgage
19200 Stevens Creek Blvd
Cupertino CA 95006
(408) 255-3600
durandd@ix.netcom.com
Vijay Grover
1601 S De Anza Blvd
Cupertino CA 95006
(510) 378-7547
http://www.mikasafunding.com/
Address
19330 Stevens Creek Blvd
Cupertino CA
Contact
(408) 831-5000
marketing@opesadvisors.com
Address
21627 Stevens Creek Blvd
Cupertino CA
Contact
(408) 257-1681
w_n@sashomeoffice.com
Address
1601 S De Anza Blvd
Cupertino CA
Contact
(408) 366-0628
http://www.supremeloans.com