Compare Today’s Mortgage Rates for Boyes Hot Springs, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Boyes Hot Springs, California 95416. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $20,615 or $57 / month in Boyes Hot Springs and other areas of Mendocino county.

Our search engine explores all home mortgage options in Boyes Hot Springs, California 95416, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Boyes Hot Springs, California 95416

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Boyes Hot Springs, CA 95416, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Boyes Hot Springs, California 95416 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Boyes Hot Springs, California and around Mendocino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Boyes Hot Springs, California 95416

If you’re looking to buy a new home in Boyes Hot Springs, we have compiled a list of the leading mortgage brokers around Boyes Hot Springs, California 95416 to help you with your search.

Name
Address
Contact

Cloverdale Realty & Home Loans

212 N Cloverdale Blvd

Cloverdale CA 95416

(707) 894-4323

http://www.Cloverdalerealty.org

Action Mortgage

214 N Cloverdale Blvd

Cloverdale CA 95416

(707) 894-4323

http://actionmortgagecompany.com/

Rainbow Mortgage & Investment

120 E 4th St

Cloverdale CA 95416

(707) 578-5626

jmissamore@arkrealty.com

Clarion Mortgage Capital

12638 Foot Hill Blvd

Clearlake Oaks CA 95416

(707) 998-3035

http://www.goldcirclerealty.com

LMC Mortgage

1112 Morgan St

Santa Rosa CA 95416

(707) 578-3004

Address

212 N Cloverdale Blvd

Cloverdale CA

Contact

(707) 894-4323

http://www.Cloverdalerealty.org

Address

214 N Cloverdale Blvd

Cloverdale CA

Contact

(707) 894-4323

http://actionmortgagecompany.com/

Address

120 E 4th St

Cloverdale CA

Contact

(707) 578-5626

jmissamore@arkrealty.com

News on Mortgages and Reverse Mortgages for Boyes Hot Springs, California 95416