Compare Today’s Mortgage Rates in Bradley, California 93426
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Bradley, California 93426.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $17,408 over the lifetime of your 30-year fixed loan, or a monthly savings of $48 in Bradley and other areas of Monterey county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Bradley, California 93426
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Interactive Mortgage Rate Projections for Bradley, California 93426
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bradley, CA 93426. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bradley, California 93426 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bradley, California and around Monterey county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Bradley, California 93426
For those searching for a new home in Bradley, we have compiled a list of the top mortgage brokers located in and around Bradley, California 93426 to assist you with your search.
Leachman Home Loans
1137 N H St
Lompoc CA 93426
(805) 735-8687
http://www.leachmanhomeloans.com/Default.aspx
Wells Fargo Home Mortgage
516 N H St
Lompoc CA 93426
(805) 737-3858
reportphish@wellsfargo.com
Main Stream Financial
1137 N H St
Lompoc CA 93426
(805) 735-8687
patrick@mainstreamfinancial.co
Santa Fe Mortgage
203 N H St
Lompoc CA 93426
(805) 737-3711
bittle_fred@aol.com
Check 'n Go
703 N H St
Lompoc CA 93426
(805) 735-6735
comments@checkngo.com
Address
1137 N H St
Lompoc CA
Contact
(805) 735-8687
http://www.leachmanhomeloans.com/Default.aspx
Address
516 N H St
Lompoc CA
Contact
(805) 737-3858
reportphish@wellsfargo.com
Address
1137 N H St
Lompoc CA
Contact
(805) 735-8687
patrick@mainstreamfinancial.co