Compare Today’s Mortgage Rates for Bradley, California
Pureloan searches mortgage lenders and major banks in Bradley, California 93426 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,442 or $48 / month is expected in Bradley and other areas of Monterey county.
Pureloan’s search engine explores all home mortgage options in Bradley, California 93426, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Bradley, California 93426
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bradley, CA
To forecast and predict mortgage rates in Bradley, CA 93426, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Bradley, California 93426 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Bradley, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Bradley, California 93426
If you’re looking to buy a new home in Bradley, we have compiled a list of the leading mortgage brokers around Bradley, California 93426 to help you with your search.
Name
Address
Contact
Leachman Home Loans
1137 N H St
Lompoc CA 93426
(805) 735-8687
http://www.leachmanhomeloans.com/Default.aspx
Wells Fargo Home Mortgage
516 N H St
Lompoc CA 93426
(805) 737-3858
reportphish@wellsfargo.com
Main Stream Financial
1137 N H St
Lompoc CA 93426
(805) 735-8687
patrick@mainstreamfinancial.co
Santa Fe Mortgage
203 N H St
Lompoc CA 93426
(805) 737-3711
bittle_fred@aol.com
Check 'n Go
703 N H St
Lompoc CA 93426
(805) 735-6735
comments@checkngo.com
Address
1137 N H St
Lompoc CA
Contact
(805) 735-8687
http://www.leachmanhomeloans.com/Default.aspx
Address
516 N H St
Lompoc CA
Contact
(805) 737-3858
reportphish@wellsfargo.com
Address
1137 N H St
Lompoc CA
Contact
(805) 735-8687
patrick@mainstreamfinancial.co