Compare Today’s Mortgage Rates for Brea, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Brea, California 92822. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $26,885 or $75 / month in Brea and other areas of Orange county.
Our search engine explores all home mortgage options in Brea, California 92822, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Brea, California 92822
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Brea, CA
To forecast and predict mortgage rates in Brea, CA 92822, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Brea, California 92822 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Brea, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Brea, California 92822
If you’re looking to buy a new home in Brea, we have compiled a list of the leading mortgage brokers around Brea, California 92822 to help you with your search.
Name
Address
Contact
Tri County Mortgage Services
451 W Lambert Rd
Brea CA 92822
(714) 529-8541
Nationwide Mortgage Fund
238 S Orange Ave
Brea CA 92822
(714) 529-7744
Alma Financial
785 W Imperial Hwy
Brea CA 92822
(562) 696-4649
American Home Loans
633 S Brea Blvd
Brea CA 92822
(714) 529-8800
http://www.fundfast.com/
All City Financial
555 Pointe Dr
Brea CA 92822
(714) 482-0800
http://bankersdirectmortgage.com
Address
451 W Lambert Rd
Brea CA
Contact
(714) 529-8541
Address
238 S Orange Ave
Brea CA
Contact
(714) 529-7744
Address
785 W Imperial Hwy
Brea CA
Contact
(562) 696-4649