Compare Today’s Mortgage Rates in Brea, California 92823
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Brea, California 92823.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $27,199 over the lifetime of your 30-year fixed loan, or a monthly savings of $76 in Brea and other areas of Orange county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Brea, California 92823
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Brea, California 92823
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Brea, CA 92823. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Brea, California 92823 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Brea, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
| avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
| avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
| Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
| Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
| Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
| % First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
| Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Brea, California 92823
For those searching for a new home in Brea, we have compiled a list of the top mortgage brokers located in and around Brea, California 92823 to assist you with your search.
Name
Address
Contact
Tri County Mortgage Services
451 W Lambert Rd
Brea CA 92823
(714) 529-8541
Nationwide Mortgage Fund
238 S Orange Ave
Brea CA 92823
(714) 529-7744
Alma Financial
785 W Imperial Hwy
Brea CA 92823
(562) 696-4649
American Home Loans
633 S Brea Blvd
Brea CA 92823
(714) 529-8800
http://www.fundfast.com/
All City Financial
555 Pointe Dr
Brea CA 92823
(714) 482-0800
http://bankersdirectmortgage.com
Address
451 W Lambert Rd
Brea CA
Contact
(714) 529-8541
Address
238 S Orange Ave
Brea CA
Contact
(714) 529-7744
Address
785 W Imperial Hwy
Brea CA
Contact
(562) 696-4649