Compare Today’s Mortgage Rates for Buellton, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Buellton, California 93427. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $27,065 or $75 / month in Buellton and surrounding areas of Santa Barbara county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Buellton, California 93427.

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Summary of Average Mortgage Terms in Buellton, California 93427

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Buellton, CA 93427, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Buellton, California 93427 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Buellton, California and around Santa Barbara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Buellton, California 93427

If you’re looking to buy a new home in Buellton, we have compiled a list of the leading mortgage brokers around Buellton, California 93427 to help you with your search.

Name
Address
Contact

Cascade Capital

447 Arden Ave

Buellton CA 93427

(805) 688-9697

neil@neilsteadman.com

Los Padres Bank

234 E Highway 246

Buellton CA 93427

(805) 688-4463

http://www.lospadresbank.com

Leachman Home Loans

1137 N H St

Lompoc CA 93427

(805) 735-8687

http://www.leachmanhomeloans.com/Default.aspx

Wells Fargo Home Mortgage

516 N H St

Lompoc CA 93427

(805) 737-3858

reportphish@wellsfargo.com

Main Stream Financial

1137 N H St

Lompoc CA 93427

(805) 735-8687

patrick@mainstreamfinancial.co

Address

447 Arden Ave

Buellton CA

Contact

(805) 688-9697

neil@neilsteadman.com

Address

234 E Highway 246

Buellton CA

Contact

(805) 688-4463

http://www.lospadresbank.com

Address

1137 N H St

Lompoc CA

Contact

(805) 735-8687

http://www.leachmanhomeloans.com/Default.aspx

News on Mortgages and Reverse Mortgages for Buellton, California 93427