Compare Today’s Mortgage Rates for Buellton, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Buellton, California 93427. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $27,065 or $75 / month in Buellton and surrounding areas of Santa Barbara county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Buellton, California 93427.
No suitable program is found
Summary of Average Mortgage Terms in Buellton, California 93427
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Buellton, California 93427
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Buellton, CA 93427, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Buellton, California 93427 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Buellton, California and around Santa Barbara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Buellton, California 93427
If you’re looking to buy a new home in Buellton, we have compiled a list of the leading mortgage brokers around Buellton, California 93427 to help you with your search.
Name
Address
Contact
Cascade Capital
447 Arden Ave
Buellton CA 93427
(805) 688-9697
neil@neilsteadman.com
Los Padres Bank
234 E Highway 246
Buellton CA 93427
(805) 688-4463
http://www.lospadresbank.com
Leachman Home Loans
1137 N H St
Lompoc CA 93427
(805) 735-8687
http://www.leachmanhomeloans.com/Default.aspx
Wells Fargo Home Mortgage
516 N H St
Lompoc CA 93427
(805) 737-3858
reportphish@wellsfargo.com
Main Stream Financial
1137 N H St
Lompoc CA 93427
(805) 735-8687
patrick@mainstreamfinancial.co
Address
447 Arden Ave
Buellton CA
Contact
(805) 688-9697
neil@neilsteadman.com
Address
234 E Highway 246
Buellton CA
Contact
(805) 688-4463
http://www.lospadresbank.com
Address
1137 N H St
Lompoc CA
Contact
(805) 735-8687
http://www.leachmanhomeloans.com/Default.aspx