Compare Today’s Mortgage Rates for Butte City, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Butte City, California 95920. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,543 or $15 / month in Butte City and other areas of Glenn county.
Our search engine explores all home mortgage options in Butte City, California 95920, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Butte City, California 95920
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Butte City, CA 95920, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Butte City, California 95920 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Butte City, California and around Glenn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Butte City, California 95920
If you’re looking to buy a new home in Butte City, we have compiled a list of the leading mortgage brokers around Butte City, California 95920 to help you with your search.
Name
Address
Contact
Feather River Hospital
2500 Floral Ave
Chico CA 95920
(530) 342-2488
Springleaf Financial Services
2499 Forest Ave
Chico CA 95920
(530) 343-2322
compliancehelpline@slfs.com
Covenant Mortgage
2101 Forest Ave
Chico CA 95920
(530) 894-6418
http://www.cmiloans.com/
Banc Home Loans
535 Wall St
Chico CA 95920
(530) 781-1714
http://www.richardlending.com/
Summit Funding
300 Salem St
Chico CA 95920
(530) 267-6262
http://www.summitfundingchico.com
Address
2500 Floral Ave
Chico CA
Contact
(530) 342-2488
Address
2499 Forest Ave
Chico CA
Contact
(530) 343-2322
compliancehelpline@slfs.com
Address
2101 Forest Ave
Chico CA
Contact
(530) 894-6418
http://www.cmiloans.com/