Compare Today’s Mortgage Rates for Caliente, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Caliente, California 93518. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,856 or $19 / month in Caliente and surrounding areas of Kern county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Caliente, California 93518.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Caliente, California 93518

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Caliente, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Caliente, CA 93518, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Caliente, CA

Historical Mortgage Rates for Caliente, California 93518 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Caliente, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Caliente, California 93518

If you’re looking to buy a new home in Caliente, we have compiled a list of the leading mortgage brokers around Caliente, California 93518 to help you with your search.

Name
Address
Contact

M S Mortgage Corporation

520 W Palmdale Blvd

Palmdale CA 93518

(661) 575-8395

Center For Grants

44436 10th St W

Lancaster CA 93518

(661) 951-2492

Wells Fargo Home Mortgage

1212 W Ave

Lancaster CA 93518

(661) 945-3682

rjacobson@chicagoclosing.com

Mortgage Management

762 W Kettering St

Lancaster CA 93518

(661) 723-6700

info@mmclending.com

Gem Mortgage

44349 Lowtree Ave

Lancaster CA 93518

(661) 949-3388

cs@gemcorp.com

Address

520 W Palmdale Blvd

Palmdale CA

Contact

(661) 575-8395

Address

44436 10th St W

Lancaster CA

Contact

(661) 951-2492

Address

1212 W Ave

Lancaster CA

Contact

(661) 945-3682

rjacobson@chicagoclosing.com

News on Mortgages and Reverse Mortgages for Caliente, California 93518