Compare Today’s Mortgage Rates for California Hot Springs, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in California Hot Springs, California 93207. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,758 or $13 / month in California Hot Springs and other areas of Kern county.

Our search engine explores all home mortgage options in California Hot Springs, California 93207, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in California Hot Springs, California 93207

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in California Hot Springs, CA 93207, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for California Hot Springs, California 93207 from 2012 - 2019

We have compiled mortgage rate charts for home loans in California Hot Springs, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around California Hot Springs, California 93207

If you’re looking to buy a new home in California Hot Springs, we have compiled a list of the leading mortgage brokers around California Hot Springs, California 93207 to help you with your search.

Name
Address
Contact

Finance & Thrift Co.

1202 Main St

Delano CA 93207

(661) 725-3361

http://www.financeandthrift.com/

Ace Cash Express

730 Woollomes Ave

Delano CA 93207

(661) 720-9543

http://www.acecashexpress.com/

Allied Cash Advance

1015 Cecil Ave

Delano CA 93207

(661) 721-1335

customerservice@alliedcash.com

Ace Cash Express

1700 High St

Delano CA 93207

(661) 720-9000

customerservice@acecashexpress.com

Progress Financial

820 Main St

Delano CA 93207

(661) 721-1806

Address

1202 Main St

Delano CA

Contact

(661) 725-3361

http://www.financeandthrift.com/

Address

730 Woollomes Ave

Delano CA

Contact

(661) 720-9543

http://www.acecashexpress.com/

Address

1015 Cecil Ave

Delano CA

Contact

(661) 721-1335

customerservice@alliedcash.com

News on Mortgages and Reverse Mortgages for California Hot Springs, California 93207