Compare Today’s Mortgage Rates for Capay, California

Pureloan searches mortgage lenders and major banks in Capay, California 95607 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,897 or $52 / month is expected in Capay and other areas of Yolo county.

Pureloan’s search engine explores all home mortgage options in Capay, California 95607, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Capay, California 95607

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Capay, CA 95607, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Capay, California 95607 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Capay, California and around Yolo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Capay, California 95607

If you’re looking to buy a new home in Capay, we have compiled a list of the leading mortgage brokers around Capay, California 95607 to help you with your search.

Name
Address
Contact

Golden Empire Mortgage

7777 Greenback Ln

Citrus Heights CA 95607

(916) 723-0202

Sunrise Vista Mortgage Corporation

6939 Sunrise Blvd

Citrus Heights CA 95607

(916) 729-2000

http://sunrisevista.com

Coastal Pacific Mortgage

5530 Birdcage St

Citrus Heights CA 95607

(916) 844-1292

http://www.cpmbankers.com

Fast Auto & Payday Loans

7515 Greenback Ln

Citrus Heights CA 95607

(916) 725-6868

http://www.fastautoandpaydayloans.com/

Donna Ammer

7982 Marsala Ct

Citrus Heights CA 95607

(916) 436-4669

Address

7777 Greenback Ln

Citrus Heights CA

Contact

(916) 723-0202

Address

6939 Sunrise Blvd

Citrus Heights CA

Contact

(916) 729-2000

http://sunrisevista.com

Address

5530 Birdcage St

Citrus Heights CA

Contact

(916) 844-1292

http://www.cpmbankers.com

News on Mortgages and Reverse Mortgages for Capay, California 95607