Compare Today’s Mortgage Rates for Capistrano Beach, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Capistrano Beach, California 92624. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $35,341 or $98 / month in Capistrano Beach and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Capistrano Beach, California 92624.

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Summary of Average Mortgage Terms in Capistrano Beach, California 92624

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Capistrano Beach, CA 92624, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Capistrano Beach, California 92624 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Capistrano Beach, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Capistrano Beach, California 92624

If you’re looking to buy a new home in Capistrano Beach, we have compiled a list of the leading mortgage brokers around Capistrano Beach, California 92624 to help you with your search.

Name
Address
Contact

First Capital Funding

26944 Camino De Estrella

Capistrano Beach CA 92624

(949) 496-4372

http://firstcapfund.com

PrimeLending, A PlainsCapital Company

949 S Coast Dr

Costa Mesa CA 92624

(714) 380-6462

https://lo.primelending.com/newportbeach

Platinum Lending Solutions

959 S Coast Dr

Costa Mesa CA 92624

(714) 384-3000

robertdarvich@platinumlending.com

Check 'n Go

3001 Bristol St

Costa Mesa CA 92624

(714) 545-6606

comments@checkngo.com

Dcg

2706 Harbor Blvd

Costa Mesa CA 92624

(714) 444-0114

http://www.trojanfs.com

Address

26944 Camino De Estrella

Capistrano Beach CA

Contact

(949) 496-4372

http://firstcapfund.com

Address

949 S Coast Dr

Costa Mesa CA

Contact

(714) 380-6462

https://lo.primelending.com/newportbeach

Address

959 S Coast Dr

Costa Mesa CA

Contact

(714) 384-3000

robertdarvich@platinumlending.com

News on Mortgages and Reverse Mortgages for Capistrano Beach, California 92624