Compare Today’s Mortgage Rates for Capitola, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Capitola, California 95010. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $36,163 or $100 / month in Capitola and surrounding areas of Santa Cruz county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Capitola, California 95010.

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Summary of Average Mortgage Terms in Capitola, California 95010

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Capitola, CA 95010, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Capitola, California 95010 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Capitola, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Capitola, California 95010

If you’re looking to buy a new home in Capitola, we have compiled a list of the leading mortgage brokers around Capitola, California 95010 to help you with your search.

Name
Address
Contact

Financial Strategies Mortgage Services

621 Capitola Ave

Capitola CA 95010

(831) 476-6331

Grand Mortgage Associates

4145 Clares St

Capitola CA 95010

(831) 462-7454

Woodward O'Connor Mortgage

2121 41st Ave

Capitola CA 95010

(831) 464-4848

Residential Mortgage

4214 Gull Cove Way

Capitola CA 95010

(831) 462-6789

bdesimpel@earthlink.net

Wells Fargo Home Mortgage

2265 41st Ave

Capitola CA 95010

(831) 465-4000

http://www.wellsfargo.com/mortgage/

Address

621 Capitola Ave

Capitola CA

Contact

(831) 476-6331

Address

4145 Clares St

Capitola CA

Contact

(831) 462-7454

Address

2121 41st Ave

Capitola CA

Contact

(831) 464-4848

News on Mortgages and Reverse Mortgages for Capitola, California 95010