Compare Today’s Mortgage Rates in Cardiff By The Sea, California 92007
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Cardiff By The Sea, California 92007.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Cardiff By The Sea, California 92007. For a 30-year fixed loan, our calculations show that you can expect to save up to $80,669 over the lifetime of your mortgage, which translates to a monthly savings of $224 in Cardiff By The Sea and other areas of San Diego county.
Summary of Average Mortgages in Cardiff By The Sea, California 92007
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Interactive Mortgage Rate Projections for Cardiff By The Sea, California 92007
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cardiff By The Sea, CA 92007. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cardiff By The Sea, California 92007 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cardiff By The Sea, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.73% | 97.72% | 97.96% | 97.25% | 96.99% | 96.45% | 96.68% | 96.83% | 96.42% |
avg mortgage rate | 6.35% | 4.36% | 2.96% | 3.34% | 4.30% | 4.60% | 4.24% | 3.95% | 4.13% |
% 15 year fixed mortgage | 2.02% | 1.96% | 1.60% | 1.86% | 2.46% | 2.91% | 2.75% | 2.78% | 2.98% |
avg mortgage rate | 5.49% | 3.61% | 2.32% | 2.88% | 3.73% | 3.91% | 3.36% | 3.14% | 3.27% |
Avg credit score | 760.51 | 767.34 | 767.78 | 765.33 | 758.14 | 758.64 | 755.41 | 754.50 | 758.06 |
Avg LTV (loan to value) | 75.06% | 75.92% | 77.60% | 77.25% | 75.86% | 73.77% | 74.95% | 75.79% | 74.60% |
Avg DTI (debt to income) | 41.21 | 39.91 | 38.26 | 38.05 | 39.43 | 39.29 | 38.43 | 38.37 | 37.52 |
% First time homebuyer | 54.80% | 48.40% | 46.38% | 45.47% | 45.44% | 38.39% | 35.12% | 36.62% | 31.32% |
Avg mortgage insurance % | 10.14% | 9.38% | 9.64% | 9.91% | 9.12% | 7.07% | 6.74% | 7.56% | 6.15% |
Best Mortgage Brokers around Cardiff By The Sea, California 92007
For those searching for a new home in Cardiff By The Sea, we have compiled a list of the top mortgage brokers located in and around Cardiff By The Sea, California 92007 to assist you with your search.
Jordan Pacific
2009 MacKinnon Ave
Cardiff By The Sea CA 92007
(760) 783-0300
Morfacts Mortgage Center
1276 Rubenstein Ave
Cardiff By The Sea CA 92007
(760) 633-4144
San Diego Short Sale Specialist
2121 Newcastle Ave
Cardiff By The Sea CA 92007
(760) 212-2717
joy@luxurysocalrealty.com
Bayshore Home Loans
2611 S Coast Highway 101
Cardiff By The Sea CA 92007
(760) 753-8838
Lead Planet
2033 San Elijo Ave
Cardiff By The Sea CA 92007
(760) 644-1522
http://www.leadplanet.com/
Address
2009 MacKinnon Ave
Cardiff By The Sea CA
Contact
(760) 783-0300
Address
1276 Rubenstein Ave
Cardiff By The Sea CA
Contact
(760) 633-4144
Address
2121 Newcastle Ave
Cardiff By The Sea CA
Contact
(760) 212-2717
joy@luxurysocalrealty.com