Compare Today’s Mortgage Rates for Cardiff By The Sea, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cardiff By The Sea, California 92007. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,606 or $21 / month in Cardiff By The Sea and surrounding areas of San Diego county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cardiff By The Sea, California 92007.

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Summary of Average Mortgage Terms in Cardiff By The Sea, California 92007

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cardiff By The Sea, CA 92007, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cardiff By The Sea, California 92007 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cardiff By The Sea, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cardiff By The Sea, California 92007

If you’re looking to buy a new home in Cardiff By The Sea, we have compiled a list of the leading mortgage brokers around Cardiff By The Sea, California 92007 to help you with your search.

Name
Address
Contact

Jordan Pacific

2009 MacKinnon Ave

Cardiff By The Sea CA 92007

(760) 783-0300

Morfacts Mortgage Center

1276 Rubenstein Ave

Cardiff By The Sea CA 92007

(760) 633-4144

San Diego Short Sale Specialist

2121 Newcastle Ave

Cardiff By The Sea CA 92007

(760) 212-2717

joy@luxurysocalrealty.com

Bayshore Home Loans

2611 S Coast Highway 101

Cardiff By The Sea CA 92007

(760) 753-8838

Lead Planet

2033 San Elijo Ave

Cardiff By The Sea CA 92007

(760) 644-1522

http://www.leadplanet.com/

Address

2009 MacKinnon Ave

Cardiff By The Sea CA

Contact

(760) 783-0300

Address

1276 Rubenstein Ave

Cardiff By The Sea CA

Contact

(760) 633-4144

Address

2121 Newcastle Ave

Cardiff By The Sea CA

Contact

(760) 212-2717

joy@luxurysocalrealty.com

News on Mortgages and Reverse Mortgages for Cardiff By The Sea, California 92007