Compare Today’s Mortgage Rates for Carlotta, California
Pureloan searches mortgage lenders and major banks in Carlotta, California 95528 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,370 or $37 / month is expected in Carlotta and other areas of Humboldt county.
Pureloan’s search engine explores all home mortgage options in Carlotta, California 95528, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Carlotta, California 95528
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Carlotta, CA 95528, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Carlotta, California 95528 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Carlotta, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Carlotta, California 95528
If you’re looking to buy a new home in Carlotta, we have compiled a list of the leading mortgage brokers around Carlotta, California 95528 to help you with your search.
Allied Cash Advance
875 Northcrest Dr
Crescent City CA 95528
(707) 464-6556
customerservice@alliedcash.com
North Coast Mortgage
831 5th St
Crescent City CA 95528
(707) 465-3910
http://northcoastmortgage.com
Del Norte Economic Development
882 H St
Crescent City CA 95528
(707) 464-2169
http://dnedc.com
Jen Rae Mortgage
785 E Washington Blvd
Crescent City CA 95528
(707) 464-1835
http://www.jenrae.com
Professional Mortgage Group
1036 5th St
Eureka CA 95528
(707) 445-9767
http://www.professionalmortgagegroup.com/
Address
875 Northcrest Dr
Crescent City CA
Contact
(707) 464-6556
customerservice@alliedcash.com
Address
831 5th St
Crescent City CA
Contact
(707) 465-3910
http://northcoastmortgage.com
Address
882 H St
Crescent City CA
Contact
(707) 464-2169
http://dnedc.com