Compare Today’s Mortgage Rates for Carlsbad, California

Pureloan searches mortgage lenders and major banks in Carlsbad, California 92018 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $135,996 or $378 / month is expected in Carlsbad and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in Carlsbad, California 92018, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Carlsbad, California 92018

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carlsbad, CA 92018, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carlsbad, California 92018 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carlsbad, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carlsbad, California 92018

If you’re looking to buy a new home in Carlsbad, we have compiled a list of the leading mortgage brokers around Carlsbad, California 92018 to help you with your search.

Name
Address
Contact

Equity

3160 Lionshead Ave

Carlsbad CA 92018

(858) 724-0840

Watermark Home Loans

3129 Tiger Run Ct

Carlsbad CA 92018

(760) 734-1326

Reliable Funding

2710 Loker Ave W

Carlsbad CA 92018

(760) 607-1620

Janus Mortgage

4439 Dorchester Pl

Carlsbad CA 92018

(760) 720-1700

d_a@janusmortgageonline.com

Mortgage One Solutions

2710 Loker Ave W

Carlsbad CA 92018

(442) 244-4688

Address

3160 Lionshead Ave

Carlsbad CA

Contact

(858) 724-0840

Address

3129 Tiger Run Ct

Carlsbad CA

Contact

(760) 734-1326

Address

2710 Loker Ave W

Carlsbad CA

Contact

(760) 607-1620

News on Mortgages and Reverse Mortgages for Carlsbad, California 92018