Compare Today’s Mortgage Rates for Carmel, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carmel, California 93923. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $149,446 or $415 / month in Carmel and other areas of Monterey county.

Our search engine explores all home mortgage options in Carmel, California 93923, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Carmel, California 93923

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carmel, CA 93923, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carmel, California 93923 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carmel, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carmel, California 93923

If you’re looking to buy a new home in Carmel, we have compiled a list of the leading mortgage brokers around Carmel, California 93923 to help you with your search.

Name
Address
Contact

Carmel Mortgage

200 Clock Tower Pl

Carmel CA 93923

(831) 625-3939

http://www.carmel-mortgage.com

Carmel Capital Resources

200 Clock Tower Pl

Carmel CA 93923

(831) 624-1800

Verga Tom

26044 Rio Vista Dr

Carmel CA 93923

(831) 622-9255

Mortgage Station

26607 Carmel Center Pl

Carmel CA 93923

(831) 624-0887

mdavid@aol.com

Stone Castle Land and Home Financial

3855 Via Nona Marie

Carmel CA 93923

(831) 622-5200

http://www.stonecastle-lhf.com/

Address

200 Clock Tower Pl

Carmel CA

Contact

(831) 625-3939

http://www.carmel-mortgage.com

Address

200 Clock Tower Pl

Carmel CA

Contact

(831) 624-1800

Address

26044 Rio Vista Dr

Carmel CA

Contact

(831) 622-9255

News on Mortgages and Reverse Mortgages for Carmel, California 93923