Compare Today’s Mortgage Rates in Carmel By The Sea, California 93921
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Carmel By The Sea, California 93921.
Our search engine thoroughly explores all home mortgage options in Carmel By The Sea, California 93921, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $29,375 in lifetime cash or $82 per month in Carmel By The Sea and other areas of Monterey county.
36.595642
-121.8848
38937
Summary of Average Mortgages in Carmel By The Sea, California 93921
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Carmel By The Sea, California 93921
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Carmel By The Sea, California 93921
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Carmel By The Sea, CA 93921. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Carmel By The Sea, California 93921 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Carmel By The Sea, California and around Monterey county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Carmel By The Sea, California 93921
For those searching for a new home in Carmel By The Sea, we have compiled a list of the top mortgage brokers located in and around Carmel By The Sea, California 93921 to assist you with your search.
Name
Address
Contact
Old Capitol Mortgage
26044 Rio Vista Dr
Carmel CA 93921
(831) 373-4100
Mission Hills Mortgage
3855 Via Nona Marie
Carmel CA 93921
(831) 622-8484
Ventana Funding
3850 Rio Rd
Carmel CA 93921
(831) 625-9765
Cypress Mortgage Co.
26135 Carmel Rancho Blvd
Carmel CA 93921
(831) 624-9200
Blue Adobe Mortgage
26390 Carmel Rancho Ln
Carmel CA 93921
(831) 626-2112
maryam@blueadobemortgage.com
Address
26044 Rio Vista Dr
Carmel CA
Contact
(831) 373-4100
Address
3855 Via Nona Marie
Carmel CA
Contact
(831) 622-8484
Address
3850 Rio Rd
Carmel CA
Contact
(831) 625-9765