Compare Today’s Mortgage Rates in Carmel Valley, California 93924
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Carmel Valley, California 93924.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Carmel Valley, California 93924. For a 30-year fixed loan, our calculations show that you can expect to save up to $73,335 over the lifetime of your mortgage, which translates to a monthly savings of $204 in Carmel Valley and other areas of Monterey county.
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Summary of Average Mortgages in Carmel Valley, California 93924
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Carmel Valley, California 93924
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Carmel Valley, CA 93924. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Carmel Valley, California 93924 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Carmel Valley, California and around Monterey county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Carmel Valley, California 93924
For those searching for a new home in Carmel Valley, we have compiled a list of the top mortgage brokers located in and around Carmel Valley, California 93924 to assist you with your search.
Name
Address
Contact
Old Capitol Mortgage
26044 Rio Vista Dr
Carmel CA 93924
(831) 373-4100
Mission Hills Mortgage
3855 Via Nona Marie
Carmel CA 93924
(831) 622-8484
Ventana Funding
3850 Rio Rd
Carmel CA 93924
(831) 625-9765
Cypress Mortgage Co.
26135 Carmel Rancho Blvd
Carmel CA 93924
(831) 624-9200
Blue Adobe Mortgage
26390 Carmel Rancho Ln
Carmel CA 93924
(831) 626-2112
maryam@blueadobemortgage.com
Address
26044 Rio Vista Dr
Carmel CA
Contact
(831) 373-4100
Address
3855 Via Nona Marie
Carmel CA
Contact
(831) 622-8484
Address
3850 Rio Rd
Carmel CA
Contact
(831) 625-9765