Compare Today’s Mortgage Rates for Carmel Valley, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carmel Valley, California 93924. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $149,446 or $415 / month in Carmel Valley and other areas of Monterey county.

Our search engine explores all home mortgage options in Carmel Valley, California 93924, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Carmel Valley, California 93924

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carmel Valley, CA 93924, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carmel Valley, California 93924 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carmel Valley, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carmel Valley, California 93924

If you’re looking to buy a new home in Carmel Valley, we have compiled a list of the leading mortgage brokers around Carmel Valley, California 93924 to help you with your search.

Name
Address
Contact

Old Capitol Mortgage

26044 Rio Vista Dr

Carmel CA 93924

(831) 373-4100

Mission Hills Mortgage

3855 Via Nona Marie

Carmel CA 93924

(831) 622-8484

Ventana Funding

3850 Rio Rd

Carmel CA 93924

(831) 625-9765

Cypress Mortgage Co.

26135 Carmel Rancho Blvd

Carmel CA 93924

(831) 624-9200

Blue Adobe Mortgage

26390 Carmel Rancho Ln

Carmel CA 93924

(831) 626-2112

maryam@blueadobemortgage.com

Address

26044 Rio Vista Dr

Carmel CA

Contact

(831) 373-4100

Address

3855 Via Nona Marie

Carmel CA

Contact

(831) 622-8484

Address

3850 Rio Rd

Carmel CA

Contact

(831) 625-9765

News on Mortgages and Reverse Mortgages for Carmel Valley, California 93924