Compare Today’s Mortgage Rates for Carmel Valley, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carmel Valley, California 93924. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $149,446 or $415 / month in Carmel Valley and other areas of Monterey county.
Our search engine explores all home mortgage options in Carmel Valley, California 93924, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Carmel Valley, California 93924
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Carmel Valley, CA 93924, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Carmel Valley, California 93924 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Carmel Valley, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Carmel Valley, California 93924
If you’re looking to buy a new home in Carmel Valley, we have compiled a list of the leading mortgage brokers around Carmel Valley, California 93924 to help you with your search.
Name
Address
Contact
Old Capitol Mortgage
26044 Rio Vista Dr
Carmel CA 93924
(831) 373-4100
Mission Hills Mortgage
3855 Via Nona Marie
Carmel CA 93924
(831) 622-8484
Ventana Funding
3850 Rio Rd
Carmel CA 93924
(831) 625-9765
Cypress Mortgage Co.
26135 Carmel Rancho Blvd
Carmel CA 93924
(831) 624-9200
Blue Adobe Mortgage
26390 Carmel Rancho Ln
Carmel CA 93924
(831) 626-2112
maryam@blueadobemortgage.com
Address
26044 Rio Vista Dr
Carmel CA
Contact
(831) 373-4100
Address
3855 Via Nona Marie
Carmel CA
Contact
(831) 622-8484
Address
3850 Rio Rd
Carmel CA
Contact
(831) 625-9765