Compare Today’s Mortgage Rates for Carmichael, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carmichael, California 95609. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $18,897 or $52 / month in Carmichael and other areas of Sacramento county.

Our search engine explores all home mortgage options in Carmichael, California 95609, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Carmichael, California 95609

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carmichael, CA 95609, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carmichael, California 95609 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carmichael, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carmichael, California 95609

If you’re looking to buy a new home in Carmichael, we have compiled a list of the leading mortgage brokers around Carmichael, California 95609 to help you with your search.

Name
Address
Contact

Power Team

8300 Fair Oaks Blvd

Carmichael CA 95609

(916) 944-3065

paul@thepowerteam.net

Ferrari Jr

4891 Thousand Oaks Ct

Carmichael CA 95609

(916) 483-2212

Capital City Home Loans

5743 Marconi Ave

Carmichael CA 95609

(916) 489-8727

r-m@yahoo.com

Garcia Consulting

6728 Fair Oaks Blvd

Carmichael CA 95609

(916) 612-6072

Morning Star Mortgage

6056 Rutland Dr

Carmichael CA 95609

(916) 221-3764

Address

8300 Fair Oaks Blvd

Carmichael CA

Contact

(916) 944-3065

paul@thepowerteam.net

Address

4891 Thousand Oaks Ct

Carmichael CA

Contact

(916) 483-2212

Address

5743 Marconi Ave

Carmichael CA

Contact

(916) 489-8727

r-m@yahoo.com

News on Mortgages and Reverse Mortgages for Carmichael, California 95609