Compare Today’s Mortgage Rates for Carmichael, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carmichael, California 95609. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $18,897 or $52 / month in Carmichael and other areas of Sacramento county.
Our search engine explores all home mortgage options in Carmichael, California 95609, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Carmichael, California 95609
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Carmichael, CA 95609, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Carmichael, California 95609 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Carmichael, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Carmichael, California 95609
If you’re looking to buy a new home in Carmichael, we have compiled a list of the leading mortgage brokers around Carmichael, California 95609 to help you with your search.
Name
Address
Contact
Power Team
8300 Fair Oaks Blvd
Carmichael CA 95609
(916) 944-3065
paul@thepowerteam.net
Ferrari Jr
4891 Thousand Oaks Ct
Carmichael CA 95609
(916) 483-2212
Capital City Home Loans
5743 Marconi Ave
Carmichael CA 95609
(916) 489-8727
r-m@yahoo.com
Garcia Consulting
6728 Fair Oaks Blvd
Carmichael CA 95609
(916) 612-6072
Morning Star Mortgage
6056 Rutland Dr
Carmichael CA 95609
(916) 221-3764
Address
8300 Fair Oaks Blvd
Carmichael CA
Contact
(916) 944-3065
paul@thepowerteam.net
Address
4891 Thousand Oaks Ct
Carmichael CA
Contact
(916) 483-2212
Address
5743 Marconi Ave
Carmichael CA
Contact
(916) 489-8727
r-m@yahoo.com