Compare Today’s Mortgage Rates for Carnelian Bay, California

Pureloan searches mortgage lenders and major banks in Carnelian Bay, California 96140 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $104,612 or $291 / month is expected in Carnelian Bay and other areas of Placer county.

Pureloan’s search engine explores all home mortgage options in Carnelian Bay, California 96140, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Carnelian Bay, California 96140

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carnelian Bay, CA 96140, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carnelian Bay, California 96140 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carnelian Bay, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.33% 94.79% 96.07% 95.86% 95.81% 95.61% 96.47% 96.05%
avg mortgage rate 4.80% 4.61% 3.88% 3.93% 4.44% 4.11% 3.93% 4.14%
% 15 year fixed mortgage 3.32% 4.13% 3.50% 4.04% 4.03% 3.93% 3.08% 3.79%
avg mortgage rate 4.20% 3.85% 3.17% 3.19% 3.47% 3.30% 3.11% 3.31%
Avg credit score 765.25 763.81 765.37 763.12 759.10 757.83 755.77 756.96
Avg LTV (loan to value) 73.46% 73.72% 75.60% 76.51% 77.04% 77.20% 77.48% 76.96%
Avg DTI (debt to income) 37.23 36.90 36.32 36.22 37.57 37.33 37.64 37.92
% First time homebuyer 33.06% 27.69% 28.09% 28.60% 32.39% 32.79% 32.80% 31.44%
Avg mortgage insurance % 1.52% 2.48% 4.47% 5.72% 7.55% 7.92% 8.34% 8.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carnelian Bay, California 96140

If you’re looking to buy a new home in Carnelian Bay, we have compiled a list of the leading mortgage brokers around Carnelian Bay, California 96140 to help you with your search.

Name
Address
Contact

Lake Tahoe Parasailing

700 N Lake Blvd

Tahoe City CA 96140

(530) 583-7245

http://parasailtahoe.com/

O'Dette Mortgage Group

775 N Lake Blvd

Tahoe City CA 96140

(530) 581-5162

http://www.omglenders.com/

Acceptance Financial Services

425 N Lake Blvd

Tahoe City CA 96140

(530) 584-0132

Wells Fargo Home Mortgage

845 N Lake Blvd

Tahoe City CA 96140

(530) 581-3432

http://www.wellsfargo.com/mortgage/

Partners Mortgage

521 N Lake Blvd

Tahoe City CA 96140

(530) 583-3001

http://partnersmortgage.com/

Address

700 N Lake Blvd

Tahoe City CA

Contact

(530) 583-7245

http://parasailtahoe.com/

Address

775 N Lake Blvd

Tahoe City CA

Contact

(530) 581-5162

http://www.omglenders.com/

Address

425 N Lake Blvd

Tahoe City CA

Contact

(530) 584-0132

News on Mortgages and Reverse Mortgages for Carnelian Bay, California 96140