Compare Today’s Mortgage Rates in Carpinteria, California 93014
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Carpinteria, California 93014.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Carpinteria, California 93014. For a 30-year fixed loan, our calculations show that you can expect to save up to $68,202 over the lifetime of your mortgage, which translates to a monthly savings of $189 in Carpinteria and other areas of Santa Barbara county.
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Summary of Average Mortgages in Carpinteria, California 93014
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Carpinteria, California 93014
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Carpinteria, CA 93014. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Carpinteria, California 93014 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Carpinteria, California and around Santa Barbara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Carpinteria, California 93014
For those searching for a new home in Carpinteria, we have compiled a list of the top mortgage brokers located in and around Carpinteria, California 93014 to assist you with your search.
Name
Address
Contact
Pacific Central Mortgage
410 Palm Ave
Carpinteria CA 93014
(805) 684-9000
Smart Money Broker
4515 Carpinteria Ave
Carpinteria CA 93014
(805) 220-6189
tracy@smartmoneybroker.com
Plaza Financial Group
2310 E Ponderosa Dr
Camarillo CA 93014
(805) 388-1460
Rescom Mortgage
360 Mobil Ave
Camarillo CA 93014
(805) 233-6280
Pacifica Lending
333 N Lantana St
Camarillo CA 93014
(805) 388-5010
Address
410 Palm Ave
Carpinteria CA
Contact
(805) 684-9000
Address
4515 Carpinteria Ave
Carpinteria CA
Contact
(805) 220-6189
tracy@smartmoneybroker.com
Address
2310 E Ponderosa Dr
Camarillo CA
Contact
(805) 388-1460