Compare Today’s Mortgage Rates for Carpinteria, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carpinteria, California 93014. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $138,985 or $386 / month in Carpinteria and other areas of Santa Barbara county.

Our search engine explores all home mortgage options in Carpinteria, California 93014, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Carpinteria, California 93014

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carpinteria, CA 93014, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carpinteria, California 93014 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carpinteria, California and around Santa Barbara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carpinteria, California 93014

If you’re looking to buy a new home in Carpinteria, we have compiled a list of the leading mortgage brokers around Carpinteria, California 93014 to help you with your search.

Name
Address
Contact

Pacific Central Mortgage

410 Palm Ave

Carpinteria CA 93014

(805) 684-9000

Smart Money Broker

4515 Carpinteria Ave

Carpinteria CA 93014

(805) 220-6189

tracy@smartmoneybroker.com

Plaza Financial Group

2310 E Ponderosa Dr

Camarillo CA 93014

(805) 388-1460

Rescom Mortgage

360 Mobil Ave

Camarillo CA 93014

(805) 233-6280

Pacifica Lending

333 N Lantana St

Camarillo CA 93014

(805) 388-5010

Address

410 Palm Ave

Carpinteria CA

Contact

(805) 684-9000

Address

4515 Carpinteria Ave

Carpinteria CA

Contact

(805) 220-6189

tracy@smartmoneybroker.com

Address

2310 E Ponderosa Dr

Camarillo CA

Contact

(805) 388-1460

News on Mortgages and Reverse Mortgages for Carpinteria, California 93014