Compare Today’s Mortgage Rates for Castro Valley, California
Pureloan searches mortgage lenders and major banks in Castro Valley, California 94546 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $30,828 or $86 / month is expected in Castro Valley and other areas of Alameda county.
Pureloan’s search engine explores all home mortgage options in Castro Valley, California 94546, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Castro Valley, California 94546
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Castro Valley, CA
To forecast and predict mortgage rates in Castro Valley, CA 94546, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Castro Valley, California 94546 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Castro Valley, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Castro Valley, California 94546
If you’re looking to buy a new home in Castro Valley, we have compiled a list of the leading mortgage brokers around Castro Valley, California 94546 to help you with your search.
Name
Address
Contact
Preferred Performance Mortgage Co.
6656 Crestwood Dr
Castro Valley CA 94546
(510) 733-2786
All Star Investments
5151 Stone Canyon Dr
Castro Valley CA 94546
(510) 728-8080
Ehl Mortgage Equity Home Loans
20630 Redwood Rd
Castro Valley CA 94546
(510) 538-7666
Cash & Go
3105 Castro Valley Blvd
Castro Valley CA 94546
(510) 727-9889
http://www.firstcash.com
Sharon Stokes-Couto, Cdpe
21666 Redwood Rd
Castro Valley CA 94546
(510) 576-9876
s_couto@comcast.net
Address
6656 Crestwood Dr
Castro Valley CA
Contact
(510) 733-2786
Address
5151 Stone Canyon Dr
Castro Valley CA
Contact
(510) 728-8080
Address
20630 Redwood Rd
Castro Valley CA
Contact
(510) 538-7666