Compare Today’s Mortgage Rates for Castroville, California

Pureloan searches mortgage lenders and major banks in Castroville, California 95012 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $21,904 or $61 / month is expected in Castroville and other areas of Monterey county.

Pureloan’s search engine explores all home mortgage options in Castroville, California 95012, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Castroville, California 95012

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Castroville, CA 95012, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Castroville, California 95012 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Castroville, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Castroville, California 95012

If you’re looking to buy a new home in Castroville, we have compiled a list of the leading mortgage brokers around Castroville, California 95012 to help you with your search.

Name
Address
Contact

Opes Advisors

19330 Stevens Creek Blvd

Cupertino CA 95012

(408) 831-5000

marketing@opesadvisors.com

Granite Financial

21627 Stevens Creek Blvd

Cupertino CA 95012

(408) 257-1681

w_n@sashomeoffice.com

Best Financial & Management Co.

1601 S De Anza Blvd

Cupertino CA 95012

(408) 366-0628

http://www.supremeloans.com

Pacific Lynx Mortgage

19200 Stevens Creek Blvd

Cupertino CA 95012

(408) 255-3600

durandd@ix.netcom.com

Vijay Grover

1601 S De Anza Blvd

Cupertino CA 95012

(510) 378-7547

http://www.mikasafunding.com/

Address

19330 Stevens Creek Blvd

Cupertino CA

Contact

(408) 831-5000

marketing@opesadvisors.com

Address

21627 Stevens Creek Blvd

Cupertino CA

Contact

(408) 257-1681

w_n@sashomeoffice.com

Address

1601 S De Anza Blvd

Cupertino CA

Contact

(408) 366-0628

http://www.supremeloans.com

News on Mortgages and Reverse Mortgages for Castroville, California 95012