Compare Today’s Mortgage Rates for Castroville, California
Pureloan searches mortgage lenders and major banks in Castroville, California 95012 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $21,904 or $61 / month is expected in Castroville and other areas of Monterey county.
Pureloan’s search engine explores all home mortgage options in Castroville, California 95012, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Castroville, California 95012
Become a certified mortgage expert on Pureloan.com
in Castroville, California 95012
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Castroville, CA 95012, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Castroville, California 95012 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Castroville, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Castroville, California 95012
If you’re looking to buy a new home in Castroville, we have compiled a list of the leading mortgage brokers around Castroville, California 95012 to help you with your search.
Opes Advisors
19330 Stevens Creek Blvd
Cupertino CA 95012
(408) 831-5000
marketing@opesadvisors.com
Granite Financial
21627 Stevens Creek Blvd
Cupertino CA 95012
(408) 257-1681
w_n@sashomeoffice.com
Best Financial & Management Co.
1601 S De Anza Blvd
Cupertino CA 95012
(408) 366-0628
http://www.supremeloans.com
Pacific Lynx Mortgage
19200 Stevens Creek Blvd
Cupertino CA 95012
(408) 255-3600
durandd@ix.netcom.com
Vijay Grover
1601 S De Anza Blvd
Cupertino CA 95012
(510) 378-7547
http://www.mikasafunding.com/
Address
19330 Stevens Creek Blvd
Cupertino CA
Contact
(408) 831-5000
marketing@opesadvisors.com
Address
21627 Stevens Creek Blvd
Cupertino CA
Contact
(408) 257-1681
w_n@sashomeoffice.com
Address
1601 S De Anza Blvd
Cupertino CA
Contact
(408) 366-0628
http://www.supremeloans.com