Compare Today’s Mortgage Rates for Cathedral City, California
Pureloan searches mortgage lenders and major banks in Cathedral City, California 92235 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,370 or $37 / month is expected in Cathedral City and other areas of Riverside county.
Pureloan’s search engine explores all home mortgage options in Cathedral City, California 92235, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Cathedral City, California 92235
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cathedral City, CA 92235, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cathedral City, California 92235 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cathedral City, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cathedral City, California 92235
If you’re looking to buy a new home in Cathedral City, we have compiled a list of the leading mortgage brokers around Cathedral City, California 92235 to help you with your search.
Name
Address
Contact
Great Western Lending
35380 Date Palm Dr
Cathedral City CA 92235
(760) 422-0107
St James Mortgage Capital
68520 San Felipe Rd
Cathedral City CA 92235
(760) 770-1029
http://stjamesproperties.org
Dunham's Realtors
35325 Date Palm Dr
Cathedral City CA 92235
(760) 832-7767
Stv Enterprises
31855 Date Palm Dr
Cathedral City CA 92235
(760) 328-9500
http://www.stvav.com
De Oro Home Loans
68828 Ramon Rd
Cathedral City CA 92235
(760) 347-4938
http://www.deorogroup.com/
Address
35380 Date Palm Dr
Cathedral City CA
Contact
(760) 422-0107
Address
68520 San Felipe Rd
Cathedral City CA
Contact
(760) 770-1029
http://stjamesproperties.org
Address
35325 Date Palm Dr
Cathedral City CA
Contact
(760) 832-7767