Compare Today’s Mortgage Rates in Cedar Ridge, California 95924
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Cedar Ridge, California 95924.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $14,869 over the lifetime of your 30-year fixed loan, or a monthly savings of $41 in Cedar Ridge and other areas of Nevada county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Cedar Ridge, California 95924
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Interactive Mortgage Rate Projections for Cedar Ridge, California 95924
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cedar Ridge, CA 95924. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cedar Ridge, California 95924 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cedar Ridge, California and around Nevada county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Cedar Ridge, California 95924
For those searching for a new home in Cedar Ridge, we have compiled a list of the top mortgage brokers located in and around Cedar Ridge, California 95924 to assist you with your search.
Feather River Hospital
2500 Floral Ave
Chico CA 95924
(530) 342-2488
Springleaf Financial Services
2499 Forest Ave
Chico CA 95924
(530) 343-2322
compliancehelpline@slfs.com
Covenant Mortgage
2101 Forest Ave
Chico CA 95924
(530) 894-6418
http://www.cmiloans.com/
Banc Home Loans
535 Wall St
Chico CA 95924
(530) 781-1714
http://www.richardlending.com/
Summit Funding
300 Salem St
Chico CA 95924
(530) 267-6262
http://www.summitfundingchico.com
Address
2500 Floral Ave
Chico CA
Contact
(530) 342-2488
Address
2499 Forest Ave
Chico CA
Contact
(530) 343-2322
compliancehelpline@slfs.com
Address
2101 Forest Ave
Chico CA
Contact
(530) 894-6418
http://www.cmiloans.com/