Compare Today’s Mortgage Rates for Cedar Ridge, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cedar Ridge, California 95924. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Cedar Ridge and surrounding areas of Plumas county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cedar Ridge, California 95924.

No suitable program is found

Summary of Average Mortgage Terms in Cedar Ridge, California 95924

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cedar Ridge, CA 95924, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cedar Ridge, California 95924 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cedar Ridge, California and around Plumas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cedar Ridge, California 95924

If you’re looking to buy a new home in Cedar Ridge, we have compiled a list of the leading mortgage brokers around Cedar Ridge, California 95924 to help you with your search.

Name
Address
Contact

Feather River Hospital

2500 Floral Ave

Chico CA 95924

(530) 342-2488

Springleaf Financial Services

2499 Forest Ave

Chico CA 95924

(530) 343-2322

compliancehelpline@slfs.com

Covenant Mortgage

2101 Forest Ave

Chico CA 95924

(530) 894-6418

http://www.cmiloans.com/

Banc Home Loans

535 Wall St

Chico CA 95924

(530) 781-1714

http://www.richardlending.com/

Summit Funding

300 Salem St

Chico CA 95924

(530) 267-6262

http://www.summitfundingchico.com

Address

2500 Floral Ave

Chico CA

Contact

(530) 342-2488

Address

2499 Forest Ave

Chico CA

Contact

(530) 343-2322

compliancehelpline@slfs.com

Address

2101 Forest Ave

Chico CA

Contact

(530) 894-6418

http://www.cmiloans.com/

News on Mortgages and Reverse Mortgages for Cedar Ridge, California 95924