Compare Today’s Mortgage Rates for Cedarville, California
Pureloan searches mortgage lenders and major banks in Cedarville, California 96104 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,758 or $13 / month is expected in Cedarville and other areas of Modoc county.
Pureloan’s search engine explores all home mortgage options in Cedarville, California 96104, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Cedarville, California 96104
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cedarville, CA 96104, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cedarville, California 96104 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cedarville, California and around Modoc county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.33% | 94.79% | 96.07% | 95.86% | 95.81% | 95.61% | 96.47% | 96.05% |
| avg mortgage rate | 4.80% | 4.61% | 3.88% | 3.93% | 4.44% | 4.11% | 3.93% | 4.14% |
| % 15 year fixed mortgage | 3.32% | 4.13% | 3.50% | 4.04% | 4.03% | 3.93% | 3.08% | 3.79% |
| avg mortgage rate | 4.20% | 3.85% | 3.17% | 3.19% | 3.47% | 3.30% | 3.11% | 3.31% |
| Avg credit score | 765.25 | 763.81 | 765.37 | 763.12 | 759.10 | 757.83 | 755.77 | 756.96 |
| Avg LTV (loan to value) | 73.46% | 73.72% | 75.60% | 76.51% | 77.04% | 77.20% | 77.48% | 76.96% |
| Avg DTI (debt to income) | 37.23 | 36.90 | 36.32 | 36.22 | 37.57 | 37.33 | 37.64 | 37.92 |
| % First time homebuyer | 33.06% | 27.69% | 28.09% | 28.60% | 32.39% | 32.79% | 32.80% | 31.44% |
| Avg mortgage insurance % | 1.52% | 2.48% | 4.47% | 5.72% | 7.55% | 7.92% | 8.34% | 8.12% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cedarville, California 96104
If you’re looking to buy a new home in Cedarville, we have compiled a list of the leading mortgage brokers around Cedarville, California 96104 to help you with your search.
Name
Address
Contact
American Agcredit
403 US Highway 395 E
Alturas CA 96104
(530) 233-4304
http://www.agloan.com
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96104
(530) 587-3277
info@smmlend.com
Secured Mortgage Investors
11045 Donner Pass Rd
Truckee CA 96104
(530) 587-0996
itsgerm@pacbell.net
RPM Mortgage
12000 Pioneer Trl
Truckee CA 96104
(530) 582-9992
http://www.rpm-mtg.com/truckee/
Summit Mortgage
10095 Dorchester Dr
Truckee CA 96104
(530) 582-6950
tiffini@summit-mortgage.com
Address
403 US Highway 395 E
Alturas CA
Contact
(530) 233-4304
http://www.agloan.com
Address
10098 Jibboom St
Truckee CA
Contact
(530) 587-3277
info@smmlend.com
Address
11045 Donner Pass Rd
Truckee CA
Contact
(530) 587-0996
itsgerm@pacbell.net