Compare Today’s Mortgage Rates in Challenge, California 95925
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Challenge, California 95925.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,356 over the lifetime of your 30-year fixed loan, or a monthly savings of $23 in Challenge and other areas of Yuba county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Challenge, California 95925
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Challenge, California 95925
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Challenge, CA 95925. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Challenge, California 95925 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Challenge, California and around Yuba county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Challenge, California 95925
For those searching for a new home in Challenge, we have compiled a list of the top mortgage brokers located in and around Challenge, California 95925 to assist you with your search.
Name
Address
Contact
Neighbors Financial
514 7th St
Colusa CA 95925
(530) 473-3398
Western Mortgage
9341 Midway
Durham CA 95925
(530) 342-6000
Sacramento Home Loans
13157 Yuba Nevada Rd
Dobbins CA 95925
(916) 349-8952
Feather River Hospital
2500 Floral Ave
Chico CA 95925
(530) 342-2488
Evergreen Home Loans
10142 Commercial Ave
Penn Valley CA 95925
(530) 205-9359
Address
514 7th St
Colusa CA
Contact
(530) 473-3398
Address
9341 Midway
Durham CA
Contact
(530) 342-6000
Address
13157 Yuba Nevada Rd
Dobbins CA
Contact
(916) 349-8952