Compare Today’s Mortgage Rates for Challenge, California

Pureloan searches mortgage lenders and major banks in Challenge, California 95925 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,260 or $20 / month is expected in Challenge and other areas of Yuba county.

Pureloan’s search engine explores all home mortgage options in Challenge, California 95925, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Challenge, California 95925

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Challenge, CA 95925, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Challenge, California 95925 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Challenge, California and around Yuba county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Challenge, California 95925

If you’re looking to buy a new home in Challenge, we have compiled a list of the leading mortgage brokers around Challenge, California 95925 to help you with your search.

Name
Address
Contact

Neighbors Financial

514 7th St

Colusa CA 95925

(530) 473-3398

Western Mortgage

9341 Midway

Durham CA 95925

(530) 342-6000

Sacramento Home Loans

13157 Yuba Nevada Rd

Dobbins CA 95925

(916) 349-8952

Feather River Hospital

2500 Floral Ave

Chico CA 95925

(530) 342-2488

Evergreen Home Loans

10142 Commercial Ave

Penn Valley CA 95925

(530) 205-9359

Address

514 7th St

Colusa CA

Contact

(530) 473-3398

Address

9341 Midway

Durham CA

Contact

(530) 342-6000

Address

13157 Yuba Nevada Rd

Dobbins CA

Contact

(916) 349-8952

News on Mortgages and Reverse Mortgages for Challenge, California 95925