Compare Today’s Mortgage Rates for Chico, California
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Chico, California 95976. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $48,247 or $134 / month in Chico and surrounding areas of Butte county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Chico, California 95976.
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Summary of Average Mortgage Terms in Chico, California 95976
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Historical Mortgage Rates for Chico, California 95976 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Chico, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| % 10 year fixed mortgage | 0.09% | 0.10% | 0.09% | |||||
| avg mortgage rate | 3.38% | 3.13% | 3.00% | |||||
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg Combined LTV (loan to value) | 70.71% | 71.75% | 74.17% | 73.23% | 73.26% | 72.68% | 73.02% | 73.51% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Chico, California 95976
If you’re looking to buy a new home in Chico, we have compiled a list of the leading mortgage brokers around Chico, California 95976 to help you with your search.
Country Pride Realty
23 Country Pride Ct
Chico CA 95976
(530) 893-4926
luana-pride@sbcglobal.net
Absolute Mortgage
3057 Hudson Ave
Chico CA 95976
(530) 894-6999
http://www.absoluteabsolute.com/
Farm Credit Of Northern California
3435 Silverbell Rd
Chico CA 95976
(530) 895-8698
http://www.farmcredit.com
Home Loans Chico
2611 Alamo Ave
Chico CA 95976
(530) 892-8849
contactform@homeloanschico.com
Wells Fargo Home Mortgage
1363 E Lassen Ave
Chico CA 95976
(530) 891-5966
robert.maund@abbotdowning.com
Address
23 Country Pride Ct
Chico CA
Contact
(530) 893-4926
luana-pride@sbcglobal.net
Address
3057 Hudson Ave
Chico CA
Contact
(530) 894-6999
http://www.absoluteabsolute.com/
Address
3435 Silverbell Rd
Chico CA
Contact
(530) 895-8698
http://www.farmcredit.com