Compare Today’s Mortgage Rates for Chico, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Chico, California 95976. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,955 or $36 / month in Chico and other areas of Butte county.

Our search engine explores all home mortgage options in Chico, California 95976, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Chico, California 95976

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chico, CA 95976, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Chico, California 95976 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Chico, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chico, California 95976

If you’re looking to buy a new home in Chico, we have compiled a list of the leading mortgage brokers around Chico, California 95976 to help you with your search.

Name
Address
Contact

Country Pride Realty

23 Country Pride Ct

Chico CA 95976

(530) 893-4926

luana-pride@sbcglobal.net

Absolute Mortgage

3057 Hudson Ave

Chico CA 95976

(530) 894-6999

http://www.absoluteabsolute.com/

Farm Credit Of Northern California

3435 Silverbell Rd

Chico CA 95976

(530) 895-8698

http://www.farmcredit.com

Home Loans Chico

2611 Alamo Ave

Chico CA 95976

(530) 892-8849

contactform@homeloanschico.com

Wells Fargo Home Mortgage

1363 E Lassen Ave

Chico CA 95976

(530) 891-5966

robert.maund@abbotdowning.com

Address

23 Country Pride Ct

Chico CA

Contact

(530) 893-4926

luana-pride@sbcglobal.net

Address

3057 Hudson Ave

Chico CA

Contact

(530) 894-6999

http://www.absoluteabsolute.com/

Address

3435 Silverbell Rd

Chico CA

Contact

(530) 895-8698

http://www.farmcredit.com

News on Mortgages and Reverse Mortgages for Chico, California 95976