Compare Today’s Mortgage Rates in Chico, California 95928
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Chico, California 95928.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,781 over the lifetime of your 30-year fixed loan, or a monthly savings of $38 in Chico and other areas of Butte county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Chico, California 95928
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Interactive Mortgage Rate Projections for Chico, California 95928
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Chico, CA 95928. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Chico, California 95928 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Chico, California and around Butte county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Chico, California 95928
For those searching for a new home in Chico, we have compiled a list of the top mortgage brokers located in and around Chico, California 95928 to assist you with your search.
Country Pride Realty
23 Country Pride Ct
Chico CA 95928
(530) 893-4926
luana-pride@sbcglobal.net
Absolute Mortgage
3057 Hudson Ave
Chico CA 95928
(530) 894-6999
http://www.absoluteabsolute.com/
Farm Credit Of Northern California
3435 Silverbell Rd
Chico CA 95928
(530) 895-8698
http://www.farmcredit.com
Home Loans Chico
2611 Alamo Ave
Chico CA 95928
(530) 892-8849
contactform@homeloanschico.com
Wells Fargo Home Mortgage
1363 E Lassen Ave
Chico CA 95928
(530) 891-5966
robert.maund@abbotdowning.com
Address
23 Country Pride Ct
Chico CA
Contact
(530) 893-4926
luana-pride@sbcglobal.net
Address
3057 Hudson Ave
Chico CA
Contact
(530) 894-6999
http://www.absoluteabsolute.com/
Address
3435 Silverbell Rd
Chico CA
Contact
(530) 895-8698
http://www.farmcredit.com