Compare Today’s Mortgage Rates for Chico, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Chico, California 95976. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,955 or $36 / month in Chico and other areas of Butte county.
Our search engine explores all home mortgage options in Chico, California 95976, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Chico, California 95976
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Chico, CA 95976, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Chico, California 95976 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Chico, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Chico, California 95976
If you’re looking to buy a new home in Chico, we have compiled a list of the leading mortgage brokers around Chico, California 95976 to help you with your search.
Country Pride Realty
23 Country Pride Ct
Chico CA 95976
(530) 893-4926
luana-pride@sbcglobal.net
Absolute Mortgage
3057 Hudson Ave
Chico CA 95976
(530) 894-6999
http://www.absoluteabsolute.com/
Farm Credit Of Northern California
3435 Silverbell Rd
Chico CA 95976
(530) 895-8698
http://www.farmcredit.com
Home Loans Chico
2611 Alamo Ave
Chico CA 95976
(530) 892-8849
contactform@homeloanschico.com
Wells Fargo Home Mortgage
1363 E Lassen Ave
Chico CA 95976
(530) 891-5966
robert.maund@abbotdowning.com
Address
23 Country Pride Ct
Chico CA
Contact
(530) 893-4926
luana-pride@sbcglobal.net
Address
3057 Hudson Ave
Chico CA
Contact
(530) 894-6999
http://www.absoluteabsolute.com/
Address
3435 Silverbell Rd
Chico CA
Contact
(530) 895-8698
http://www.farmcredit.com