Compare Today’s Mortgage Rates for Chico, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Chico, California 95976. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $48,247 or $134 / month in Chico and surrounding areas of Butte county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Chico, California 95976.

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Summary of Average Mortgage Terms in Chico, California 95976

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Chico, California 95976 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Chico, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
% 10 year fixed mortgage 0.09% 0.10% 0.09%
avg mortgage rate 3.38% 3.13% 3.00%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg Combined LTV (loan to value) 70.71% 71.75% 74.17% 73.23% 73.26% 72.68% 73.02% 73.51%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chico, California 95976

If you’re looking to buy a new home in Chico, we have compiled a list of the leading mortgage brokers around Chico, California 95976 to help you with your search.

Name
Address
Contact

Country Pride Realty

23 Country Pride Ct

Chico CA 95976

(530) 893-4926

luana-pride@sbcglobal.net

Absolute Mortgage

3057 Hudson Ave

Chico CA 95976

(530) 894-6999

http://www.absoluteabsolute.com/

Farm Credit Of Northern California

3435 Silverbell Rd

Chico CA 95976

(530) 895-8698

http://www.farmcredit.com

Home Loans Chico

2611 Alamo Ave

Chico CA 95976

(530) 892-8849

contactform@homeloanschico.com

Wells Fargo Home Mortgage

1363 E Lassen Ave

Chico CA 95976

(530) 891-5966

robert.maund@abbotdowning.com

Address

23 Country Pride Ct

Chico CA

Contact

(530) 893-4926

luana-pride@sbcglobal.net

Address

3057 Hudson Ave

Chico CA

Contact

(530) 894-6999

http://www.absoluteabsolute.com/

Address

3435 Silverbell Rd

Chico CA

Contact

(530) 895-8698

http://www.farmcredit.com

News on Mortgages and Reverse Mortgages for Chico, California 95976