Compare Today’s Mortgage Rates in Chilcoot, California 96105
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Chilcoot, California 96105.
Our search engine thoroughly explores all home mortgage options in Chilcoot, California 96105, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,753 in lifetime cash or $24 per month in Chilcoot and other areas of Plumas county.
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Summary of Average Mortgages in Chilcoot, California 96105
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Chilcoot, California 96105
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Chilcoot, CA 96105. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Chilcoot, California 96105 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Chilcoot, California and around Plumas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
| avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
| % 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
| avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
| Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
| Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
| Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
| % First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
| Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around Chilcoot, California 96105
For those searching for a new home in Chilcoot, we have compiled a list of the top mortgage brokers located in and around Chilcoot, California 96105 to assist you with your search.
Name
Address
Contact
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96105
(530) 587-3277
info@smmlend.com
Secured Mortgage Investors
11045 Donner Pass Rd
Truckee CA 96105
(530) 587-0996
itsgerm@pacbell.net
RPM Mortgage
12000 Pioneer Trl
Truckee CA 96105
(530) 582-9992
http://www.rpm-mtg.com/truckee/
Summit Mortgage
10095 Dorchester Dr
Truckee CA 96105
(530) 582-6950
tiffini@summit-mortgage.com
Bankers Network
10825 Pioneer Trl
Truckee CA 96105
(530) 550-1333
http://www.4bestloan.com/
Address
10098 Jibboom St
Truckee CA
Contact
(530) 587-3277
info@smmlend.com
Address
11045 Donner Pass Rd
Truckee CA
Contact
(530) 587-0996
itsgerm@pacbell.net
Address
12000 Pioneer Trl
Truckee CA
Contact
(530) 582-9992
http://www.rpm-mtg.com/truckee/