Compare Today’s Mortgage Rates for Chula Vista, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Chula Vista, California 91914. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $20,755 or $58 / month in Chula Vista and surrounding areas of San Diego county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Chula Vista, California 91914.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Chula Vista, California 91914

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Chula Vista, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chula Vista, CA 91914, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Chula Vista, CA

Historical Mortgage Rates for Chula Vista, California 91914 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Chula Vista, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chula Vista, California 91914

If you’re looking to buy a new home in Chula Vista, we have compiled a list of the leading mortgage brokers around Chula Vista, California 91914 to help you with your search.

Name
Address
Contact

Town & Country Credit

765 3rd Ave

Chula Vista CA 91914

(619) 205-4207

dgarr@tccredit.com

S D Pay

1390 Santa Alicia Ave

Chula Vista CA 91914

(619) 941-1474

Fast and Easy Mortgage Loan

1582 Mount Tamalpais Ave

Chula Vista CA 91914

(619) 397-4301

Express Luggage

1392 E Palomar St

Chula Vista CA 91914

(619) 754-6289

Finance Plus

1230 Monte Sereno Ave

Chula Vista CA 91914

(619) 216-8220

http://kimbarron.com

Address

765 3rd Ave

Chula Vista CA

Contact

(619) 205-4207

dgarr@tccredit.com

Address

1390 Santa Alicia Ave

Chula Vista CA

Contact

(619) 941-1474

Address

1582 Mount Tamalpais Ave

Chula Vista CA

Contact

(619) 397-4301

News on Mortgages and Reverse Mortgages for Chula Vista, California 91914