Compare Today’s Mortgage Rates for Chula Vista, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Chula Vista, California 91921. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $24,487 or $68 / month in Chula Vista and other areas of San Diego county.

Our search engine explores all home mortgage options in Chula Vista, California 91921, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Chula Vista, California 91921

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chula Vista, CA 91921, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Chula Vista, California 91921 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Chula Vista, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chula Vista, California 91921

If you’re looking to buy a new home in Chula Vista, we have compiled a list of the leading mortgage brokers around Chula Vista, California 91921 to help you with your search.

Name
Address
Contact

Town & Country Credit

765 3rd Ave

Chula Vista CA 91921

(619) 205-4207

dgarr@tccredit.com

S D Pay

1390 Santa Alicia Ave

Chula Vista CA 91921

(619) 941-1474

Fast and Easy Mortgage Loan

1582 Mount Tamalpais Ave

Chula Vista CA 91921

(619) 397-4301

Express Luggage

1392 E Palomar St

Chula Vista CA 91921

(619) 754-6289

Finance Plus

1230 Monte Sereno Ave

Chula Vista CA 91921

(619) 216-8220

http://kimbarron.com

Address

765 3rd Ave

Chula Vista CA

Contact

(619) 205-4207

dgarr@tccredit.com

Address

1390 Santa Alicia Ave

Chula Vista CA

Contact

(619) 941-1474

Address

1582 Mount Tamalpais Ave

Chula Vista CA

Contact

(619) 397-4301

News on Mortgages and Reverse Mortgages for Chula Vista, California 91921