Compare Today’s Mortgage Rates in Chula Vista, California 91911
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Chula Vista, California 91911.
Our search engine thoroughly explores all home mortgage options in Chula Vista, California 91911, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $20,671 in lifetime cash or $57 per month in Chula Vista and other areas of San Diego county.
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Summary of Average Mortgages in Chula Vista, California 91911
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Chula Vista, California 91911
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Chula Vista, CA 91911. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Chula Vista, California 91911 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Chula Vista, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 99.68% | 98.59% | 98.88% | 97.95% | 97.88% | 97.02% | 97.13% | 98.06% | 97.50% |
avg mortgage rate | 6.34% | 4.43% | 3.00% | 3.34% | 4.38% | 4.63% | 4.29% | 4.01% | 4.16% |
% 15 year fixed mortgage | 0.32% | 1.22% | 0.99% | 1.49% | 1.53% | 2.36% | 2.40% | 1.34% | 2.06% |
avg mortgage rate | 5.63% | 3.12% | 2.29% | 2.95% | 3.82% | 3.87% | 3.47% | 3.09% | 3.31% |
Avg credit score | 760.42 | 756.97 | 756.24 | 759.24 | 751.36 | 753.21 | 751.03 | 747.56 | 767.99 |
Avg LTV (loan to value) | 78.87% | 79.76% | 81.58% | 80.82% | 79.42% | 77.50% | 77.46% | 78.76% | 78.69% |
Avg DTI (debt to income) | 41.31 | 40.45 | 38.93 | 38.90 | 39.85 | 39.94 | 38.12 | 38.62 | 38.73 |
% First time homebuyer | 54.31% | 52.25% | 46.14% | 46.92% | 44.77% | 37.02% | 34.73% | 35.24% | 34.61% |
Avg mortgage insurance % | 13.95% | 12.27% | 12.51% | 11.99% | 10.86% | 8.98% | 8.19% | 9.22% | 9.05% |
Best Mortgage Brokers around Chula Vista, California 91911
For those searching for a new home in Chula Vista, we have compiled a list of the top mortgage brokers located in and around Chula Vista, California 91911 to assist you with your search.
Name
Address
Contact
Town & Country Credit
765 3rd Ave
Chula Vista CA 91911
(619) 205-4207
dgarr@tccredit.com
S D Pay
1390 Santa Alicia Ave
Chula Vista CA 91911
(619) 941-1474
Fast and Easy Mortgage Loan
1582 Mount Tamalpais Ave
Chula Vista CA 91911
(619) 397-4301
Express Luggage
1392 E Palomar St
Chula Vista CA 91911
(619) 754-6289
Finance Plus
1230 Monte Sereno Ave
Chula Vista CA 91911
(619) 216-8220
http://kimbarron.com
Address
765 3rd Ave
Chula Vista CA
Contact
(619) 205-4207
dgarr@tccredit.com
Address
1390 Santa Alicia Ave
Chula Vista CA
Contact
(619) 941-1474
Address
1582 Mount Tamalpais Ave
Chula Vista CA
Contact
(619) 397-4301