Compare Today’s Mortgage Rates for Citrus Heights, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Citrus Heights, California 95621. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $14,764 or $41 / month in Citrus Heights and other areas of Sacramento county.

Our search engine explores all home mortgage options in Citrus Heights, California 95621, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Citrus Heights, California 95621

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Citrus Heights, CA 95621, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Citrus Heights, California 95621 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Citrus Heights, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Citrus Heights, California 95621

If you’re looking to buy a new home in Citrus Heights, we have compiled a list of the leading mortgage brokers around Citrus Heights, California 95621 to help you with your search.

Name
Address
Contact

Platinum Home Mortgage

7447 Antelope Rd

Citrus Heights CA 95621

(916) 727-1101

jeff.johnson@phmc.com

Check 'n Go

7887 Lichen Dr

Citrus Heights CA 95621

(916) 721-1022

http://www.checkngo.com/

USA Cash Services

7347 Greenback Ln

Citrus Heights CA 95621

(916) 726-1800

info@usacashservices.com

Resource Capital

7509 Madison Ave

Citrus Heights CA 95621

(916) 962-3669

kioanidis@resourcecapital.com

El Dorado Mortgage & Insurance

6060 Sunrise Vista Dr

Citrus Heights CA 95621

(916) 415-9000

Address

7447 Antelope Rd

Citrus Heights CA

Contact

(916) 727-1101

jeff.johnson@phmc.com

Address

7887 Lichen Dr

Citrus Heights CA

Contact

(916) 721-1022

http://www.checkngo.com/

Address

7347 Greenback Ln

Citrus Heights CA

Contact

(916) 726-1800

info@usacashservices.com

News on Mortgages and Reverse Mortgages for Citrus Heights, California 95621