Compare Today’s Mortgage Rates for Clayton, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Clayton, California 94517. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $149,446 or $415 / month in Clayton and other areas of Contra Costa county.
Our search engine explores all home mortgage options in Clayton, California 94517, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Clayton, California 94517
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Clayton, CA 94517, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Clayton, California 94517 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Clayton, California and around Contra Costa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Clayton, California 94517
If you’re looking to buy a new home in Clayton, we have compiled a list of the leading mortgage brokers around Clayton, California 94517 to help you with your search.
Name
Address
Contact
Golden Gate Real Estate & Lending
8040 Kelok Way
Clayton CA 94517
(925) 672-4062
http://www.goldengateteam.com/
Sierra Pacific Home Loans
3478 Buskirk Ave
Pleasant Hill CA 94517
(925) 705-7508
Security One Lending
1390 Willow Pass Rd
Concord CA 94517
(925) 687-0100
Mount Diablo Lending
1070 Concord Ave
Concord CA 94517
(888) 693-9875
http://www.mtdiablolending.com/
Academy Mortgage - Walnut Creek Branch
1390 Willow Pass Rd
Concord CA 94517
(925) 229-0857
leanne.odom@academymortgage.com
Address
8040 Kelok Way
Clayton CA
Contact
(925) 672-4062
http://www.goldengateteam.com/
Address
3478 Buskirk Ave
Pleasant Hill CA
Contact
(925) 705-7508
Address
1390 Willow Pass Rd
Concord CA
Contact
(925) 687-0100